




51978 Highway 13, Lay, CO, 81625
About This Home
Silver Sage Ranch offers 240 +/- acres in northwest Colorado with Highway 13 frontage, combining agricultural value with development potential. Whether you're envisioning a private residence, a hunting basecamp, or a grazing operation for livestock, the ranch provides a flexible foundation with numerous ideal building sites while being situated in a convenient location!Of the deeded acreage, approximately 40 acres are dedicated to dryland alfalfa, while the remainder is composed of rolling terrain blanketed with sagebrush and native grasses. With nearly 2 miles of frontage along Highway 13, the property features multiple access points and year-round convenience. Power runs parallel to the highway, adding value for future residential or operational development. The property also borders BLM land on its northern edge, expanding its use potential even further. Situated in GMU 4, Silver Sage Ranch lies directly within a key elk migration corridor, offering ample hunting opportunities throughout multiple seasons. In addition to elk, the property and surrounding area supports healthy populations of mule deer and antelope year-round. Outdoor enthusiasts will appreciate the direct access to thousands of acres of public BLM and National Forest nearby. Enjoy a variety of activities including hiking, ATV riding, and horseback riding along an extensive network of trails, fishing in alpine lakes and mountain streams, camping, or even just exploring the never ending natural beauty of the expansive mountains. During the winter months, world-renowned Steamboat Springs is just over an hour away, offering skiing and snowboarding in its famous Champagne Powder snow. The nearby National Forest also provides excellent snowmobiling through the winter, and is just a stones throw away! Silver Sage Ranch enjoys a convenient location in northwestern Colorado, just under 30 minutes north of Craig, the region's hub for shopping, dining, fuel, and healthcare. Baggs, Wyoming is also within easy reach, less than 20 minutes to the north. For a broader range of entertainment and recreation, Steamboat Springs is about 1 hour and 15 minutes southeast of the ranch, known for its vibrant downtown, natural hot springs, and year-round outdoor activities. Air travel is also easily accessible, with the Yampa Valley Regional Airport located in Hayden, offering daily commercial flights and convenient regional connections. The ranch offers the perfect balance of accessibility with a remote, scenic setting that remains close to key regional destinations.
Getting Around
Schools
Construction
Type & Style
- Home type: SingleFamily
- Property subType: Farm
Interior
Features
- Finished area above ground: 0
Interior Area
- Total structure area: 0
Property
Details
- Parcel number: 40501100031
- Lease amount: 0
Features
- Frontage length: 0
Lot
- Lot size: 240 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Inland Flooding
- Landslide
- Wildfire
- Drought
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $232 | $2,784 |
| Property Taxes | $216 | $2,592 |
| Electricity | $186 | $2,232 |
| Total | $3,162 | $37,944 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-10 | Listed for sale | $500,000 |
