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1191 NW 120th St, Chiefland, FL, 32626

2beds
2baths
1,360sqft
$499,000
$367price/sqft
$3,668/moest. monthly cost
$146,720/yrincome needed

About This Home

PRICE REDUCED!!!! Seller motivated. Property back on the market due to previous contract contingency was not satisfied. Bring all Offers!, Chiefland, Fl.- 20-Acre Property with Well-Maintained Home & Multiple Outbuildings. This stunning 20-acre parcel offers the perfect blend of rural living and modern conveniences. Nestled among mature pine trees, the property is accessible by paved road and ideal for those seeking peace, privacy, and space for work or recreation. 2-Bedroom, 2-Bath home with an open floor plan is perfect for comfortable living and entertaining. Enjoy the large room across the back of the home, offering additional space with its own separate HVAC system for optimal comfort year-round, perfect for entertaining, a home gym, or additional living space. New and long-lasting metal roof on the home and outbuildings. A separate office/storage building, 2-car carport, 2 barns or workshops are perfect for hobbies, storage, or parking equipment. This property is truly a gem, offering peace and privacy, yet with all the necessary amenities for comfortable living. Close to Chiefland, Trenton and Gainesville. Great fishing in Cedar Key in 45 minutes or boating on the Suwannee River in 15 minutes. Don't miss your chance to own this incredible 20-acre property! Contact us today for more information or to schedule a tour.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
4/10
--
Levy Virtual FranchiseGrades 6-1210.0 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: HardiPlank Type,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer - Electric,Microwave Hood,Electric Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan
  • Window features: Double Pane Windows,Blinds
  • Flooring: Laminate,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,360
  • Total interior livable area: 1,360 sqft

Master Bathroom

  • Features: Combo Tub & Shower,Vanity

Master Bedroom

  • Features: 1 Master Suite,Walk-In Closet(s)

Property

Details

  • Parcel number: 0160800200

Features

  • Topography of land: Level

Lot

  • Lot size: 20.17 Acres
  • Features: Rectangular Lot,Fruit Trees,Landscaped,Wooded

Parking

  • Total spaces: 2
  • Parking features: 2 Car Detached Carport,Dirt
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Levy County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$304$3,648
Property Taxes $644$7,728
Electricity $197$2,366
Total$3,668$44,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,760/yr
40% on housing$110,040/yr
45% on housing$97,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 32626$134
Levy County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 32626$163
Levy County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-14Price change$499,000
2025-12-04Pending sale$549,000
2025-09-09Price change$549,000
2025-05-15Price change$860,000
2025-05-15Price change$585,000
2025-04-21Price change$610,000
2025-03-18Listed for sale$910,000

For Sale by Agent

AgentAndrew Drummond
BrokerageDrummond Realty Inc.

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