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13590 SE 120th St, Dunnellon, FL, 34431

3beds
2baths
1,360sqft
$489,900
$360price/sqft
$3,522/moest. monthly cost
$140,880/yrincome needed

About This Home

Welcome to your dream equestrian retreat! Set on 10 beautiful acres, this property is perfectly designed for horse lovers and hobby farmers seeking space, privacy, and functionality. The charming A-frame style home offers 3 spacious bedrooms, 2 bathrooms, and a cozy, light-filled interior. Enjoy peaceful mornings and panoramic views of your land from the inviting front porch overlooking the property. Equestrians will love the thoughtfully planned setup. The two-stall barn, conveniently attached to the 2-car garage, makes daily care a breeze—ideal for keeping your horses close and sheltered. The property includes three well-sized paddocks, providing plenty of room for grazing, rotation, and training. With open acreage and a flexible layout, there’s ample space to create the riding arena of your dreams or expand your farm operation. Hobby farmers will appreciate the versatility this land offers—fertile ground for gardens, livestock, or custom facilities tailored to your needs. Whether you envision a private horse haven, a small-scale farming operation, or a peaceful country lifestyle, this property delivers endless possibilities. Experience the freedom of wide-open space, the convenience of a well-designed setup, and the charm of a home built to embrace rural living—your perfect farm adventure starts here.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Yankeetown SchoolGrades PK-812.1 mi
--
Levy Virtual FranchiseGrades 6-1221.5 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Open Floorplan,PrimaryBedroom Upstairs,Solid Surface Counters,Solid Wood Cabinets,Stone Counters,Thermostat,Vaulted Ceiling(s)
  • Door features: French Doors
  • Window features: Window Treatments
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,760
  • Total interior livable area: 1,360 sqft

Kitchen

  • Features: No Closet
  • Level: First
  • Area: 84
  • Dimensions: 12x7

Living Room

  • Features: No Closet
  • Level: First
  • Area: 196
  • Dimensions: 14x14

Primary Bedroom

  • Features: Storage Closet
  • Level: Second
  • Area: 224
  • Dimensions: 16x14

Property

Details

  • Parcel number: 0380900200
  • Zoning: A1
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Private Entrance,Private Mailbox

Lot

  • Lot size: 10.81 Acres

Parking

  • Total spaces: 2
  • Parking features: Converted Garage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Hurricane
Cold Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Levy County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$315$3,780
Property Taxes $533$6,396
Electricity $197$2,366
Total$3,522$42,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,754/yr
40% on housing$105,660/yr
45% on housing$93,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$360This listing

vs Other Active Listings

Avg $/sqft

ZIP 34431$136
Levy County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 34431$180
Levy County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Price change$499,900
2026-04-14Price change$539,900
2026-03-26Price change$549,900
2026-03-16Price change$564,900
2026-01-05Price change$584,900
2025-11-25Listed for sale$599,900
2020-09-25Sold$263,000
2001-07-26Sold$75,000

For Sale by Agent

AgentAshley Sexton, CRYSTAL SNOOK REAL ESTATE
BrokerageCRYSTAL SNOOK REAL ESTATE

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