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106 18th St NE, Barnesville, MN, 56514

3beds
2baths
1,986sqft
$354,900
$179price/sqft
$2,628/moest. monthly cost
$105,120/yrincome needed

About This Home

Under construction - Est. completion date 8/21/26. Affordability meets functionality! Call about this 3 bed/2 bath open floor plan with tray ceilings, kitchen island, custom cabinets, stainless appliances, and quartz countertops throughout! 3-car garage is finished, insulated, has floor drain and roughed in for gas garage heater. Owner/Agent

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
9/10
Barnesville SecondaryGrades 7-120.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Architectural Shingle

Other

  • Builder name: ADAMS DEVELOPMENT CORPORATION

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: Lower

Bedroom

  • Level: Upper

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Upper

Family Room

  • Level: Lower

Features

  • Finished area below ground: 926
  • Finished area above ground: 1,060

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,050
  • Total interior livable area: 1,986 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Lower

Living Room

  • Level: Upper

Primary Bathroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 502370120
  • Zoning description: Residential-Single Family
  • Foundation area: 990

Features

  • Levels: Multi/Split

Lot

  • Lot size: 9,888 sqft
  • Lot size dimensions: 70.81' x 140.03'

Parking

  • Total spaces: 3
  • Parking features: Attached,Floor Drain,Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Hail
Tornado
Wildfire

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,794$21,528
Home Insurance *$195$2,340
Property Taxes $469$5,628
Electricity $170$2,050
Total$2,628$31,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,102/yr
40% on housing$78,840/yr
45% on housing$70,080/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 56514$107
Clay County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 56514
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$354,900

New Construction

AgentRick Sartwell
BrokerageAdams Development Real Estate LLC

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