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2620 Buffalo Ridge Dr, Buffalo, MN, 55313

3beds
3baths
2,036sqft
$449,000
$221price/sqft
$3,083/moest. monthly cost
$123,320/yrincome needed

About This Home

Welcome to the "Bjorn" Rambler plan. This 'To Be Built' home offers 3 bedrooms, 3 bathrooms with open concept from kitchen, dining to living room. Primary bedroom, private primary bath & laundry room are on the main level, 2 bedrooms & oversized family room on the lower level. LP Smart/board and baton siding on the front of the house, 3 stall oversized garage will be sure to please. Construction started July '26 and will be completed in roughly 6 months. Some features in the home can be customized by the buyer!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
8/10

Construction

Condition

  • Year built: 2026

Other

  • Builder name: Nordic Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Sump Basket,Sump Pump

Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Bedroom2

  • Level: Lower
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Level: Lower
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 125
  • Dimensions: 10x12.5

Family Room

  • Level: Lower
  • Area: 273
  • Dimensions: 13x21

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 825
  • Finished area above ground: 1,211

Foyer

  • Level: Main
  • Area: 72
  • Dimensions: 6x12

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,422
  • Total interior livable area: 2,036 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Laundry

  • Level: Main
  • Area: 77
  • Dimensions: 7x11

Living Room

  • Level: Main
  • Area: 162
  • Dimensions: 12x13.5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 103260002040
  • Zoning description: Residential-Single Family
  • Foundation area: 1211

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,013 sqft
  • Lot size dimensions: 76 x 123 x 42 x 113

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$287$3,444
Property Taxes $355$4,260
Electricity $171$2,060
Total$3,083$36,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,702/yr
40% on housing$92,490/yr
45% on housing$82,213/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 55313$181
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55313$186
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Listed for sale$459,900
2026-08-07Listing removed$449,000
2026-06-08Listed for sale$449,000

For Sale by Agent

AgentTina Anderson
BrokerageAnchor Realty

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