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10708 29th St NE, Saint Michael, MN, 55376

5beds
4baths
4,085sqft
$685,000
$168price/sqft
$4,732/moest. monthly cost
$189,280/yrincome needed

About This Home

Welcome to this like-new two-story home in the highly desirable Vista Pointe community! Available only due to a corporate relocation, this exceptional home offers over 4,000 finished square feet with 5 bedrooms, 4 bathrooms, and a 3-car garage. Designed for both everyday living and entertaining, the open-concept main level features spacious gathering areas and a beautifully appointed kitchen with a large center island, abundant cabinetry, and generous workspace. The dining area opens to a newly completed maintenance-free composite deck overlooking peaceful greenspace, providing the perfect setting for morning coffee or evening relaxation. Upstairs, you'll find four bedrooms, including a private owner's suite with a luxurious bath and spacious walk-in closet. Two additional bedrooms are connected by a convenient Jack-and-Jill bathroom, while the fourth bedroom offers flexibility for family or guests. The finished walkout lower level provides additional living and entertaining space with direct access to a patio and beautifully landscaped backyard. Combining modern finishes, functional design, and an outstanding location, this move-in-ready home offers the rare opportunity to enjoy nearly new construction without the wait.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Asphalt
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Finished,Full,Storage Space,Sump Pump,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 270
  • Dimensions: 18x15

Bedroom2

  • Level: Upper
  • Area: 176
  • Dimensions: 16x11

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedroom5

  • Level: Lower
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Deck

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Dining Room

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,133
  • Finished area above ground: 2,952

Flex Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,371
  • Total interior livable area: 4,085 sqft

Kitchen

  • Level: Main
  • Area: 216
  • Dimensions: 18x12

Living Room

  • Level: Main
  • Area: 270
  • Dimensions: 18x15

Other

  • Level: Main
  • Area: 63
  • Dimensions: 09x07

Patio

  • Level: Lower
  • Area: 190
  • Dimensions: 19x10

Recreation Room

  • Level: Lower
  • Area: 420
  • Dimensions: 28x15

Storage

  • Level: Lower
  • Area: 192
  • Dimensions: 12x16

Sun Room

  • Level: Main
  • Area: 160
  • Dimensions: 16x10

Sun Room

  • Level: Basement
  • Area: 160
  • Dimensions: 16x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 114364001050
  • Zoning description: Residential-Single Family
  • Foundation area: 1419

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Composite Decking,Deck,Patio
  • Fencing: None

Lot

  • Lot size: 8,494 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 130 x 65

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$383$4,596
Property Taxes $542$6,504
Electricity $344$4,134
Total$4,732$56,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,240/yr
40% on housing$141,960/yr
45% on housing$126,186/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 55376$181
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55376$181
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$685,000
2026-07-23Listed for sale$700,000
2022-05-10Sold$627,803

For Sale by Agent

AgentSearch Houses Now Team
BrokerageKeller Williams Classic Rlty NW

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