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17021 61st Ct NE, Otsego, MN, 55330

5beds
3baths
2,602sqft
$485,000
$186price/sqft
$3,536/moest. monthly cost
$141,440/yrincome needed

About This Home

Welcome to 17021 61st Court NE in Otsego! Beautifully crafted by Capstone Homes in 2022, this lovely home features a smart layout with five bedrooms, three full bathrooms, three car garage and is on an oversized corner walkout lot. Located in the Elk River School District and is conveniently located to major freeways, shopping, dining, entertainment and heading North to the cabin. The main level features a gorgeous kitchen with white cabinets, gigantic center island, granite countertops, tiled backsplash, stainless appliances with gas stove, pantry and a farmhouse sink. Informal dining spaces and generous living room area with open concept, vaulted ceilings and LVP flooring. Three bedrooms up with a fantastic primary bedroom with vaulted ceilings, walk in closet, dual sinks, tiled walk-in shower, and soaker tub. The lower level features an amazing family room/recreation area with gas fireplace and two additional bedrooms with a full bathroom. Recently added concrete pad is perfect for boat or recreational vehicles. Nearly .40 acre lot is flat and perfect for outdoor activities and includes an irrigation system. See video and 3D tour for your own private showing today!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

9/10
Rogers Middle SchoolGrades 5-82.1 mi
10/10
Rogers Senior High SchoolGrades 9-121.8 mi
7/10
Hassan Elementary SchoolGrades K-42.6 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Asphalt,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Humidifier,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Basement,Electric Dryer Hookup,Lower Level,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Drain Tiled,Finished,Full,Storage Space,Sump Basket,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedroom3

  • Level: Upper
  • Area: 216
  • Dimensions: 18x12

Bedroom4

  • Level: Lower
  • Area: 143
  • Dimensions: 13x11

Bedroom5

  • Level: Lower
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Family Room

  • Level: Lower
  • Area: 361
  • Dimensions: 19x19

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 970
  • Finished area above ground: 1,632

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,732
  • Total interior livable area: 2,602 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 16x09

Living Room

  • Level: Main
  • Area: 260
  • Dimensions: 20x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 118355004010
  • Zoning description: Residential-Single Family
  • Foundation area: 1100

Features

  • Levels: Multi/Split
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 0.38 Acres
  • Features: Corner Lot,Irregular Lot
  • Lot size dimensions: 88 x 161 x 114 x 149

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener,Insulated Garage,Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$258$3,096
Property Taxes $607$7,284
Electricity $219$2,633
Total$3,536$42,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,234/yr
40% on housing$106,080/yr
45% on housing$94,293/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 55330$179
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55330$187
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$485,000
2022-07-20Sold$462,900
2022-03-25Pending sale$462,900
2022-03-23Listed for sale$462,900

For Sale by Agent

AgentMichael D Bartus
BrokerageLakes Sotheby's International

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