




16837 58th St NE, Otsego, MN, 55330
About This Home
Stunning newer construction home in Otsego with no HOA and an exceptional layout designed for both everyday living and entertaining. Highlights include a heated 4-car epoxy garage, main-level bedroom, four bedrooms on the upper level, and a massive maintenance-free deck. The thoughtfully designed main floor features a welcoming foyer, private home office, open-concept living and dining spaces, vaulted sunroom, full bath, guest bedroom, and convenient mudroom. The gourmet kitchen is beautifully appointed with a large center island, quartz countertops, soft-close cabinetry, tiled backsplash, stainless steel appliances, coffee bar, and walk-in pantry. The spacious living room flows seamlessly into the dining area, sunroom, and deck—making it the perfect setting for hosting holidays, gatherings, and celebrations. Upstairs, you’ll find four generously sized bedrooms, three full bathrooms, a sitting area, and upper-level laundry. The expansive primary suite is a true retreat, offering vaulted ceilings, a spacious 14x18 layout, and a luxurious ensuite bath complete with dual quartz sink, a large walk-in tiled shower, 6-foot soaking tub, private water closet, and an impressive 18-foot walk-in closet. All three additional upper-level bedrooms also feature walk-in closets. The walkout lower level provides endless possibilities for future expansion, storage, or recreation. Easily add a sixth bedroom, fifth bathroom, and additional family room—or simply enjoy the abundant storage/kids play area space as-is. Thanks to the southern-facing backyard exposure, the lower level is filled with natural light throughout the day. Additional upgrades include a stone mantel gas fireplace, 4-inch baseboards, Ring doorbell and security cameras, professionally installed Graber window shades, ceiling fans in every bedroom, and TV/ethernet wiring throughout. Outside, enjoy a widened driveway for extra parking, charming front porch, in-ground irrigation system, gutters, gated deck staircase, and a 10x14 Tuff Shed for additional storage. Located in a quiet, growing community less than 10 minutes from I-94 and only 30 minutes to the Twin Cities, this home offers the perfect blend of comfort, convenience, and modern living. A beautiful place to create lasting memories—schedule your showing today!
Getting Around
Schools
Construction
Condition
- Year built: 2022
Materials
- Roof: Age 8 Years or Less
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Dryer,Exhaust Fan,Microwave,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer
- Laundry features: In Hall,Upper Level
Basement
- Has basement: Yes
- Basement: Drain Tiled,Egress Window(s),Full,Storage Space,Sump Basket,Sump Pump,Unfinished,Walk-Out Access
Bedroom
- Level: Main
- Area: 145.2
- Dimensions: 12 x 12.1
Bedroom2
- Level: Upper
- Area: 260.85
- Dimensions: 14.1 x 18.5
Bedroom3
- Level: Upper
- Area: 150.93
- Dimensions: 11.7 x 12.9
Bedroom4
- Level: Upper
- Area: 140.4
- Dimensions: 11.7 x 12
Bedroom5
- Level: Upper
- Area: 175.599
- Dimensions: 10.9 x 16.11
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Deck
- Level: Main
- Area: 500.71
- Dimensions: 31.10 x 16.1
Dining Room
- Level: Main
- Area: 176.55
- Dimensions: 16.5 x 10.7
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,569
Foyer
- Level: Main
- Area: 73.931
- Dimensions: 6.11 x 12.10
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 5,338
- Total interior livable area: 3,569 sqft
Kitchen
- Level: Main
- Area: 316.8
- Dimensions: 16.5 x 19.2
Living Room
- Level: Main
- Area: 345.92
- Dimensions: 18.8 x 18.4
Mud Room
- Level: Main
- Area: 70.04
- Dimensions: 6.8 x 10.3
Sitting Room
- Level: Upper
- Area: 231.25
- Dimensions: 12.5 x 18.5
Study
- Level: Main
- Area: 139.15
- Dimensions: 11.5 x 12.10
Sun Room
- Level: Main
- Area: 146.05
- Dimensions: 12.7 x 11.5
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 118355005260
- Zoning description: Residential-Single Family
- Foundation area: 1769
Features
- Levels: Two
- Stories: 2
- Patio & porch: Composite Decking,Deck,Front Porch
Lot
- Lot size: 0.31 Acres
- Lot size dimensions: 120 x 165 x 132 x 67
Parking
- Total spaces: 4
- Parking features: Attached,Asphalt,Heated Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Wright County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,312 | $39,744 |
| Home Insurance * | $349 | $4,188 |
| Property Taxes | $942 | $11,304 |
| Electricity | $301 | $3,612 |
| Total | $4,904 | $58,848 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $655,000 |
| 2026-07-01 | Price change | $675,000 |
| 2026-06-20 | Price change | $690,000 |
| 2026-06-06 | Listed for sale | $700,000 |
| 2025-08-28 | Sold | $684,000 |
| 2025-08-11 | Pending sale | $689,000 |
| 2025-07-31 | Price change | $689,000 |
| 2025-06-26 | Price change | $699,900 |
| 2025-06-13 | Price change | $709,900 |
| 2025-06-06 | Pending sale | $719,800 |
| 2025-05-16 | Listed for sale | $719,800 |
| 2022-06-11 | Sold | $644,710 |
