See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2945 County Road 4 SW #149, Cokato, MN, 55321

2beds
1baths
720sqft
$285,000
$396price/sqft
$1,971/moest. monthly cost
$78,840/yrincome needed

About This Home

Outstanding 1966 two-bedroom cabin with great western view of Cokato Lake just 40 miles west of metro. (Adjacent Unit 144 also for sale and makes an outstanding rental or space to spread out!). Located within Cokato Lake RV Resort Cooperative Association with many amenities (lease a dock slip for $300/season, heated swimming pool, mini golf, paved roads, frequent activities including Kids Club. Get involved and volunteer or hide out - you decide! Call before driving out as there is a security gate and you'll want to see everything on your tour! You won't want to miss this one, it's beautiful!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

10/10
Cokato Elementary SchoolGrades PK-43.1 mi
9/10

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Asphalt,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator
  • Laundry features: Coin-op Laundry Owned

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Fireplace features: Other
  • Finished area below ground: 0
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Space Heater
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Kitchen

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Living Room

  • Level: Main
  • Area: 198
  • Dimensions: 18x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 205000144149
  • Zoning description: Other
  • Foundation area: 720

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Heated,Outdoor Pool,Shared
  • Patio & porch: Deck
  • Has view: Yes
  • View description: West,Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Association Access,Dock,Lake View,Shared,Lake Bottom(Hard)

Lot

  • Lot size: 6,751 sqft
  • Features: Irregular Lot,Tree Coverage - Medium
  • Lot size dimensions: 99 x 112 x 32 x 111

Parking

  • Parking features: Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$203$2,436
Property Taxes $157$1,884
Electricity $170$2,050
Total$1,971$23,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,577/yr
40% on housing$59,130/yr
45% on housing$52,560/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$396This listing

vs Other Active Listings

Avg $/sqft

ZIP 55321$75
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55321$158
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$285,000
2015-06-30Sold$120,000

For Sale by Agent

AgentRachel Huls
BrokerageRE/MAX Results

Similar Homes