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2531 Pine St, Philadelphia, PA, 19103

5beds
7baths
5,351sqft
$4,450,000
$832price/sqft
$33,307/moest. monthly cost
$1,332,280/yrincome needed

About This Home

The largest residence in the coveted "Fitler Four" development, 2531 Pine Street reimagines modern city living in an extraordinary 30-foot-wide footprint. Offering over 5,300 square feet across six elevator-serviced levels, the home features five bedrooms, six full baths, two powder rooms, an attached three-car garage, more than eight years remaining on its tax abatement, and one of Philadelphia's most spectacular private rooftop terraces. A gated drive leads to the attached three-car garage, complete with an EV charger and secure shared drive access. The entry level features a private office with custom built-ins, a full bath, generous storage, and access to the home's private elevator. Designed for gathering, the main living level is flooded with natural light and anchored by a sleek gas fireplace and custom media wall. The kitchen pairs clean design with exceptional performance, featuring an oversized Dekton island, a full Wolf appliance suite, a steam oven, two dishwashers, water filtration, instant hot water, custom cabinetry, and a beverage station with wine refrigeration. Sliding glass doors open to a private terrace with irrigation and custom planters, creating a seamless indoor-outdoor living experience. The third floor offers three spacious bedrooms, beautifully appointed baths, a central lounge, and a dedicated laundry room. The entire fourth floor is devoted to the primary suite, where a spacious bedroom is complemented by a custom dressing room, a spa-inspired bath, kitchenette and a private terrace—creating a retreat that feels more akin to a boutique hotel than a traditional townhome. Above it all, the rooftop terrace delivers one of the home's defining moments. Panoramic skyline views frame a fully equipped outdoor living space featuring a built-in kitchen with grill and beverage refrigerator, multiple lounge and dining areas, integrated audio, outdoor TV viewing area, a natural gas fire pit, and a six-person Bullfrog spa. The lower level is dedicated to recreation and wellness with an immersive home theater, wet bar, flexible lounge, dedicated fitness studio, full bath, and abundant storage. Technology is integrated throughout, with a recently upgraded Control4 system, Lutron lighting, Hunter Douglas motorized shades, whole-home audio, smart Schlage locks, security cameras, radiant-heated floors on every level, four-zone Carrier Infinity HVAC, Windsor windows, dual tankless water heaters, and generator readiness. Perfectly positioned in Fitler Square, the home is just moments from neighborhood cafés, the Schuylkill River Trail, dog parks, tennis courts, Heirloom Market, Rittenhouse Square, Penn, CHOP, 30th Street Station, and Center City's acclaimed dining and cultural destinations.

Getting Around

89
WalkingVery Walkable
96
TransitRider's Paradise
97
BikeBiker's Paradise

Schools

9/10
2/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2023

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Has Laundry

Basement

  • Area: 975

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2
  • Main level bathrooms: 7
  • Main level bedrooms: 5

Features

  • Elevator,Family Room Off Kitchen,Kitchen - Gourmet,Kitchen Island,Built-in Features,Bar,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 975
  • Finished area above ground: 4,376

Heating & Cooling

  • Heating features: Central,Radiant,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,351
  • Total interior livable area: 5,351 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 081071202
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Five
  • Stories: 5
  • Pool features: None
  • Patio & porch: Roof
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Bath,Hot Tub
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 1,147 sqft
  • Lot size dimensions: 30.00 x 38.00

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Inside Entrance,Secured,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,501$270,012
Home Insurance *$5,029$60,348
Property Taxes $5,190$62,280
Electricity $587$7,045
Total$33,307$399,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,141,954/yr
40% on housing$999,210/yr
45% on housing$888,186/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$832This listing

vs Other Active Listings

Avg $/sqft

ZIP 19103$519
Philadelphia County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 19103$583
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$4,450,000
2025-05-02Sold$4,300,000
2025-03-31Pending sale$4,495,000
2025-03-18Price change$4,495,000
2024-10-21Listed for sale$4,995,000
2024-08-28Listing removed--
2024-06-27Price change$4,995,000
2024-01-10Price change$5,495,000
2023-09-22Listed for sale$5,995,000

For Sale by Agent

AgentMargaux Genovese Pelegrin
BrokerageCompass RE

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