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4208 Stream Dale Cir NW, Concord, NC, 28027

4beds
4baths
3,112sqft
$550,000
$177price/sqft
$3,669/moest. monthly cost
$146,760/yrincome needed

About This Home

Please remove shoes or wear shoe covers provided. Stunning two-story home, located on nearly a quarter-acre in Concord’s Hunton Forest subdivision. With 4 bedrooms and 3.5 bathrooms, this home is designed for both effortless entertaining and quiet relaxation. High ceilings throughout create a bright, airy atmosphere from the moment you step inside. The kitchen is a dream, featuring a large center island, gas cooktop, and seamless flow into the living areas. The primary suite boasts a walk-in shower and elegant finishes. Other features include a generous drop zone for organization and a convenient second-floor laundry room. The living space extends outdoors to a backyard sanctuary designed for year-round enjoyment. The back yard features a large covered paver patio with ceiling fan and TV plus an uncovered extension for grilling or sunbathing. It is fully fenced, offering plenty of space for pets to play in a secure setting.

Getting Around

6
WalkingCar-Dependent
15
TransitMinimal Transit
16
BikeSomewhat Bikeable

Schools

5/10
8/10
5/10
West Cabarrus HighGrades 9-121.3 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Hood,Gas Cooktop,Microwave,Wall Oven
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Drop Zone,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 3,112

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Attic Fan,Central Air

Interior Area

  • Total structure area: 3,112
  • Total interior livable area: 3,112 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Loft

  • Level: Upper

Office

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 56111115180000
  • Zoning: RV-CD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Patio
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.23 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$166$1,992
Property Taxes $433$5,196
Electricity $289$3,478
Total$3,669$44,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,794/yr
40% on housing$110,070/yr
45% on housing$97,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 28027$183
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28027$205
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Price change$565,000
2026-03-28Listed for sale$575,000
2025-06-03Listing removed$575,000
2025-04-30Price change$575,000
2025-04-11Price change$579,000
2025-03-22Listed for sale$585,000
2023-03-27Sold$552,000
2023-02-10Pending sale$550,000
2023-02-08Listed for sale$550,000

For Sale by Agent

AgentAllison Wightman
BrokerageKeller Williams Premier

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