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10397 Paper Birch Dr, Charlotte, NC, 28215

4beds
4baths
3,362sqft
$724,900
$216price/sqft
$4,807/moest. monthly cost
$192,280/yrincome needed

About This Home

Rare opportunity to own a Taylor Morrison-built home in Holcomb Woods, situated on a nearly half-acre lot backing to Reedy Creek Nature Preserve, this exceptional property offers over 3,300 square feet of thoughtfully designed living space, including a highly desirable main-level primary suite. Designed for both everyday living and effortless entertaining, the open-concept floor plan centers around a chef’s kitchen featuring a large island with seating, butler’s pantry, walk-in pantry, abundant cabinetry, and seamless flow into the spacious great room. The private primary suite serves as a true retreat, complete with dual vanities, a soaking tub, separate shower, and oversized walk-in closet. A flexible main-level room provides the perfect space for a home office, study, or sitting area. Upstairs, you’ll find three generously sized secondary bedrooms, including one with an ensuite bath, all with walk-in closets. A versatile loft, two full bathrooms, and an impressive walk-in attic provide exceptional flexibility and storage. Timeless curb appeal is showcased through stone, brick, and fiber-cement accents, while covered front and rear porches create inviting outdoor living spaces. The fenced backyard backs directly to Reedy Creek Nature Preserve, offering a rare combination of privacy and peaceful wooded views. Enjoy evenings around the firepit, outdoor dining, or simply relaxing while taking in the natural surroundings. Located in a highly rated school district and just minutes from shopping, dining, and everyday conveniences, this home perfectly balances luxury, privacy, and convenience. With the community pool just a short stroll away, you’ll enjoy resort-style amenities while still having your own private retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

10/10
Hickory Ridge ElementaryGrades K-52.1 mi
10/10
Hickory Ridge MiddleGrades 6-82.8 mi
6/10
Hickory Ridge HighGrades 9-123.1 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Stone

Other

  • Builder name: Taylor Morrison

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Microwave,Refrigerator
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Dining Area

  • Level: Main

Dining Room

  • Level: Main

Features

  • Walk-In Closet(s),Walk-In Pantry
  • Flooring: Carpet,Vinyl
  • Fireplace features: Gas
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 3,362

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,362
  • Total interior livable area: 3,362 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 55055744210000
  • Zoning: RH
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Fencing: Back Yard

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$249$2,988
Property Taxes $580$6,960
Electricity $313$3,757
Total$4,807$57,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,811/yr
40% on housing$144,210/yr
45% on housing$128,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 28215$178
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28215$201
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$724,900
2026-06-26Listed for sale$750,000
2019-10-09Sold$428,000

For Sale by Agent

AgentShannon Young
BrokerageStephen Cooley Real Estate

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