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1239 Kent Downs Ave SW, Concord, NC, 28027

4beds
3baths
2,037sqft
$399,000
$196price/sqft
$2,651/moest. monthly cost
$106,040/yrincome needed

About This Home

MOTIVATED seller, please bring us an offer! Meticulously maintained and filled with natural light, this stunning 4-bedroom, 2.5-bath home in the popular Roberta Ridge community is the one you’ve been waiting for! Built in 2019, close to the neighborhood swimming pool, this home features an open floor plan with a smooth flow that blends modern elegance with everyday comfort. Step inside to a bright, airy living room where sunlight pours in and a cozy fireplace creates the perfect spot for gatherings or quiet relaxation. The spacious dining room and kitchen connect seamlessly to the living area and feature granite countertops, a large pantry, and plenty of cabinet space- ideal for cooking and entertaining. Upstairs, the primary suite offers a peaceful retreat with a high ceiling and generous layout. 3 additional bedrooms provide plenty of space for family, guests, or a home office. Step outside to your private oasis: a large, flat backyard that’s a rare find. This open space is perfect for play, gardening, or future projects and connects to a charming patio ideal for grilling or enjoying peaceful evenings. Enjoy community amenities, including a sparkling pool and playground. With a prime location near I-485, I-85, Concord Mills, and Charlotte Motor Speedway, this home offers both comfort and convenience. Don’t miss your chance to make this beautiful property your new home!

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
19
BikeSomewhat Bikeable

Schools

5/10
Wolf Meadow ElementaryGrades K-50.7 mi
5/10
J N Fries Middle SchoolGrades 6-81.3 mi
5/10
West Cabarrus HighGrades 9-122.8 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Construction materials: Stone Veneer,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator
  • Laundry features: Upper Level

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,037

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,037
  • Total interior livable area: 2,037 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 55198325810000
  • Zoning: RC-CD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.15 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$120$1,440
Property Taxes $314$3,768
Electricity $200$2,405
Total$2,651$31,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,891/yr
40% on housing$79,530/yr
45% on housing$70,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 28027$183
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28027$205
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$405,000
2026-01-29Price change$410,000
2025-11-06Listed for sale$419,000
2019-08-26Sold$256,500

For Sale by Agent

AgentChristy Solomon
BrokeragePremier South

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