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124 Creekwood, Bandera, TX, 78003

5beds
2baths
2,460sqft
$530,000
$215price/sqft
$3,208/moest. monthly cost
$128,320/yrincome needed

About This Home

This is the Flying L home you've been waiting for! 124 Creekwood makes a stunning impression before you even reach the front door- offering beautiful, sweeping views overlooking the 16th hole right from your own front porch. Step inside and the open-concept layout takes over, anchored by a stunning kitchen featuring a striking black island topped in quartz, brass pendant lighting, a farmhouse sink, and stainless steel appliances. It's a space built for real life and effortless entertaining, tied together by rich, luxury vinyl plank flooring that flows seamlessly throughout the main living spaces. Spanning 2,460 square feet, the home's layout offers incredible floor plan flexibility. The upstairs space can easily adapt to your lifestyle, whether you need it configured as two dedicated bedrooms- making it a 5-bedroom home, a private home office paired with a guest suite, or a spacious second family room and bedroom. The main-floor primary suite feels like a private retreat, complete with a frameless glass shower, a ceiling-mounted rainfall showerhead, and natural pebble stone flooring that turns every morning into a spa moment. When the day winds down, step outside to your own hot tub and soak under the Texas Hill Country sky. Tucked into one of Bandera's most desirable neighborhoods with Hill Country Views, premier golf course and small-town charm just minutes from downtown, this is more than a house. It's where your next chapter begins. Come see it for yourself!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Alkek Elementary SchoolGrades PK-51.1 mi
6/10
Bandera Middle SchoolGrades 6-82.5 mi
4/10
Bandera High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Microwave,Refrigerator,Dishwasher,Plumbed For Ice Maker,Electric Cooktop
  • Laundry features: Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 132

Bedroom3

  • Area: 132

Bedroom4

  • Area: 252

Bedroom5

  • Area: 330

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 126

Features

  • One Living Area,Eat-in Kitchen,Breakfast Bar,Pantry,Utility Room Inside,High Ceilings,Open Floorplan,High Speed Internet,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Solid Counter Tops,Custom Cabinets
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile,Linoleum
  • Fireplace features: Not Applicable
  • Attic: Pull Down Storage,Floored

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,460 sqft

Kitchen

  • Area: 182

Living Room

  • Area: 414

Master Bathroom

  • Features: Shower Only,Double Vanity
  • Area: 120

Master Bedroom

  • Features: Walk-In Closet(s),Full Bath
  • Area: 272

Property

Details

  • Parcel number: 12800000130610

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Patio
  • Exterior features: Other
  • Fencing: Partial,Wire
  • Has view: Yes
  • View description: County VIew
  • Residential vegetation: Mature Trees

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot,On Golf Course

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached,Garage Faces Side,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$248$2,976
Property Taxes $11$132
Electricity $270$3,241
Total$3,208$38,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,988/yr
40% on housing$96,240/yr
45% on housing$85,546/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 78003$157
Bandera County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 78003$204
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Listed for rent$2,500
2026-07-17Listed for sale$530,000
2023-04-05Sold--
2023-02-16Pending sale$515,000
2023-02-07Contingent$515,000
2022-11-30Price change$515,000
2022-10-24Price change$496,000
2022-09-08Price change$498,000
2022-08-16Price change$498,500
2022-08-04Price change$499,900
2022-07-14Price change$515,000
2022-07-01Listed for sale$529,000

For Sale by Agent

AgentLindsay Barnett
BrokerageBarnett Realty Group, LLC

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