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450 Spanish Grant, Bandera, TX, 78003

4beds
3baths
2,188sqft
$480,000
$219price/sqft
$3,355/moest. monthly cost
$134,200/yrincome needed

About This Home

Welcome to your Hill Country retreat, where modern comfort meets resort-style living in the heart of Bandera, Texas, famously known as "The Cowboy Capital of the World." This stunning home sits on the Flying L Ranch Resort and Golf Course, offering not just a place to live but a lifestyle that blends the charm of Texas hospitality with the ease of everyday luxury. From the moment you arrive, the stone exterior sets the tone with timeless elegance. Step inside to find hardwood-look tile flooring that stretches throughout the home, bringing warmth and durability with none of the upkeep of carpet. The living room is anchored by a beautiful fireplace, the perfect spot to gather on cool evenings as flames flicker and laughter fills the air. The kitchen is a dream for both the seasoned cook and the takeout enthusiast. Crisp white cabinets, sleek quartz countertops, and a spacious layout invite everything from quiet morning coffee rituals to lively weekend brunches with friends. As the sunlight streams through the windows, you can already imagine the rhythm of daily life unfolding here. The spa-inspired primary suite feels like a personal retreat at the end of each day. Pamper yourself in the oversized shower or soak away stress in the deep garden tub. A huge walk-in closet ensures space for every season and occasion, making getting ready each morning a pleasure instead of a chore. Step outside to find your own private sanctuary. With no rear neighbor, you'll enjoy uninterrupted golf course views framed by majestic Texas hills. A covered patio opens to an extended deck and dedicated fireplace area, perfect for evening conversations under the stars or weekend barbecues while watching golfers in the distance. The expanded driveway offers space for RVs and boats, while the fenced backyard keeps pets and children safe as they explore. Life at Flying L Ranch is about more than the home. This is about the community and amenities that make every day feel like a vacation. Tee off on the golf course surrounded by breathtaking scenery, cool off at the resort-style pool that's open year-round, or enjoy an afternoon match of basketball, tennis, sand volleyball, or pickleball. Kids will love the playgrounds while adults can relax by the campfire. For quieter moments, head Creekside along the San Julian River for fishing and reflection, or gather friends for a round of western-themed miniature golf. This home is more than a property. It is a chance to live where neighbors become friends, where weekends are filled with recreation and relaxation, and where every sunset reminds you why you chose the Texas Hill Country.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Alkek Elementary SchoolGrades PK-50.5 mi
5/10
Bandera Middle SchoolGrades 6-82.0 mi
4/10
Bandera High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: 3 Sides Masonry,Stone,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Built-In Oven,Microwave,Disposal,Dishwasher,Electric Water Heater,Electric Cooktop
  • Laundry features: Main Level,Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 156

Bedroom3

  • Area: 168

Bedroom4

  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 180

Features

  • One Living Area,Liv/Din Combo,Eat-in Kitchen,Two Eating Areas,Kitchen Island,Pantry,Study/Library,1st Floor Lvl/No Steps,Open Floorplan,All Bedrooms Downstairs,Walk-In Closet(s),Ceiling Fan(s),Solid Counter Tops
  • Flooring: Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,188 sqft

Kitchen

  • Area: 273

Living Room

  • Area: 270

Master Bathroom

  • Features: Tub/Shower Separate,Double Vanity,Soaking Tub
  • Area: 200

Master Bedroom

  • Features: Split,Walk-In Closet(s),Ceiling Fan(s),Full Bath
  • Area: 195

Property

Details

  • Parcel number: 12800000050230

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Has view: Yes
  • View description: County VIew

Lot

  • Lot size: 0.25 Acres
  • Features: On Golf Course,1/4 - 1/2 Acre

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$224$2,688
Property Taxes $464$5,568
Electricity $240$2,883
Total$3,355$40,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,028/yr
40% on housing$100,650/yr
45% on housing$89,466/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 78003$157
Bandera County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 78003$204
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-05Price change$480,000
2026-02-02Price change$487,999
2025-12-04Price change$499,999
2025-08-16Listed for sale$510,000

For Sale by Agent

AgentChristopher Wood
BrokerageHomeLab, LLC

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