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2108 Whitlee Ln SW, Rochester, MN, 55902

5beds
3baths
3,684sqft
$819,900
$223price/sqft
$6,105/moest. monthly cost
$244,200/yrincome needed

About This Home

Beautifully built in 2022, this 5-bedroom, 3-bath ranch-style home offers modern comfort and functional design in a desirable cul-de-sac setting. The main level features an open-concept layout with a spacious living area and a well-appointed kitchen complete with a large center island, ideal for everyday living and entertaining. The primary suite includes a private ensuite bath for added convenience and comfort. The fully finished walkout basement provides additional living space, complete with a wet bar and full-size refrigerator, perfect for entertaining or extended stays. Enjoy outdoor living from the screened-in porch overlooking the backyard. A 3-car garage offers ample storage and parking with an EV Charger installed and ready for use. Thoughtfully designed with space, style, and location in mind, this home is ready to welcome its next owner.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
4/10
9/10
Mayo Senior High SchoolGrades 8-123.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Exhaust Fan,Humidifier,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Finished,Full,Concrete,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Bedroom2

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Bedroom3

  • Level: Lower
  • Area: 196
  • Dimensions: 14x14

Bedroom4

  • Level: Lower
  • Area: 154
  • Dimensions: 14x11

Bedroom5

  • Level: Lower
  • Area: 220
  • Dimensions: 20x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 150
  • Dimensions: 10x15

Family Room

  • Level: Lower
  • Area: 884
  • Dimensions: 34x26

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,707
  • Finished area above ground: 1,842

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,684
  • Total interior livable area: 3,684 sqft

Kitchen

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Living Room

  • Level: Main
  • Area: 380
  • Dimensions: 19x20

Mud Room

  • Level: Main
  • Area: 108
  • Dimensions: 18x6

Other

  • Level: Lower
  • Area: 132
  • Dimensions: 6x22

Screened Porch

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Storage

  • Level: Main
  • Area: 30
  • Dimensions: 5x6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 642222085334
  • Zoning description: Residential-Single Family
  • Foundation area: 1842

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Patio,Screened
  • Fencing: None

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: Irreg

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Floor Drain,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,145$49,740
Home Insurance *$475$5,700
Property Taxes $1,175$14,100
Electricity $310$3,728
Total$6,105$73,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,314/yr
40% on housing$183,150/yr
45% on housing$162,800/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 55902$225
Olmsted County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55902$185
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$849,900
2026-04-27Price change$875,000
2026-04-09Listed for sale$885,000
2023-06-20Sold$800,000
2023-05-25Pending sale$810,900
2023-05-03Price change$810,900
2022-11-24Price change$829,900
2022-08-12Listed for sale$849,900
2022-03-16Sold$129,900
2022-02-17Pending sale$129,900
2021-08-25Listed for sale$129,900

For Sale by Agent

AgentLee Fleming
BrokerageEdina Realty, Inc.

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