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870 Bucknell Ln SE, Stewartville, MN, 55976

2beds
2baths
1,519sqft
$428,000
$282price/sqft
$2,678/moest. monthly cost
$107,120/yrincome needed

About This Home

Welcome to your future sanctuary! This exquisite one-level living home is a masterpiece, offering the perfect blend of comfort, style, and convenience. To ensure your utmost comfort, the home is equipped with plumbing for in-floor heating. Say goodbye to cold feet and hello to a warm and cozy environment all year round. The new addition of a sunroom is true gem, bathed in natural light, making it the perfect place for morning coffee, afternoon reading, or evening gatherings with loved ones. Contact us today to learn more about this exceptional opportunity and turn your dream into a reality!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

--
Bonner Elementary SchoolGrades K-20.5 mi
5/10
8/10

Construction

Condition

  • New construction: Yes
  • Year built: 2023

Materials

  • Roof: Age 8 Years or Less,Asphalt

Other

  • Builder name: RADCLIFFE HOMES AND REMODELING

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,519

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main

Interior Area

  • Total structure area: 1,519
  • Total interior livable area: 1,519 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Sun Room

  • Level: Main

Walk In Closet

  • Level: Main

Property

Accessibility

  • Accessibility features: No Stairs External,No Stairs Internal

Details

  • Parcel number: 440223085922
  • Zoning description: Residential-Single Family
  • Foundation area: 1519

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 68 x 75

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Floor Drain,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,164$25,968
Home Insurance *$277$3,324
Property Taxes $67$804
Electricity $170$2,050
Total$2,678$32,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,817/yr
40% on housing$80,340/yr
45% on housing$71,413/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 55976$158
Olmsted County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55976$163
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-20Listed for sale$428,000
2025-11-20Listing removed$431,550
2024-09-11Listed for sale$431,550
2024-08-29Listing removed$431,500
2023-11-08Listed for sale$431,500
2023-11-01Listing removed--
2022-09-01Price change$60,000
2021-11-06Listed for sale$70,000

New Construction

AgentNicole Morehart
BrokerageEdina Realty, Inc.

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