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612 Monarch Dr, O'fallon, IL, 62269

5beds
4baths
3,193sqft
$489,000
$153price/sqft
$3,754/moest. monthly cost
$150,160/yrincome needed

About This Home

Welcome home to this spacious Milburn Estates gem where comfort, style, and functionality come together! This 5-bedroom, 3.5-bath home offers plenty of room to spread out with an open floor plan designed for everyday living and effortless entertaining. The main level features beautiful hard flooring, a dedicated office/study, formal dining space, and a welcoming living room with fireplace. The kitchen is ready to impress with granite countertops, a center island, crown molding, soft-close cabinetry, and plenty of workspace for everything from busy mornings to weekend gatherings. The adjoining breakfast area creates the perfect spot for casual dining and conversation. Upstairs, the generous owner’s suite offers a peaceful retreat with vaulted ceilings, a private bath featuring dual vanities, separate tub and shower, and an oversized walk-in closet. Three additional bedrooms provide flexibility for family, guests, or hobbies. Need even more space? The partially finished basement adds a bonus/family room, a fifth bedroom, full bathroom, and abundant storage options. Step outside and enjoy the large private backyard, patio space, and neighborhood amenities. Located in the highly desirable O’Fallon area with convenient access to schools, shopping, dining, and Scott Air Force Base, this home checks all the boxes for modern living with room to grow.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
Fulton Jr High SchoolGrades 6-81.5 mi
6/10
O'Fallon High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick Veneer,Frame,Vinyl Siding

Other

  • Builder name: New Tradition Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Microwave,Gas Oven,Gas Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished,Full,Sleeping Area,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Double Vanity,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Separate Dining,Tub,Two Story Entrance Foyer,Walk-In Closet(s)
  • Door features: Panel Door(s),Sliding Doors,Storm Door(s)
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Dining Room,Electric
  • Fireplace: Yes
  • Finished area below ground: 740
  • Finished area above ground: 2,453

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,193
  • Total interior livable area: 3,193 sqft

Property

Details

  • Parcel number: 0324.0105036
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Private Yard
  • Fencing: Back Yard,Perimeter,Vinyl

Lot

  • Lot size: 9,583 sqft
  • Features: Adjoins Common Ground,Back Yard,Front Yard,Private

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Tornado
Earthquake
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$292$3,504
Property Taxes $745$8,940
Electricity $245$2,947
Total$3,754$45,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,708/yr
40% on housing$112,620/yr
45% on housing$100,106/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 62269$161
St. Clair County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 62269$146
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$489,000
2022-01-24Sold$417,000
2022-01-21Pending sale$415,000
2021-11-08Contingent$415,000
2021-10-08Listed for sale$415,000
2021-04-29Sold$46,500

For Sale by Agent

AgentKevin L Barnett
BrokerageRedfin Corporation

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