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233 County Road 542, Gardner, CO, 81040

1beds
1baths
929sqft
$475,000
$511price/sqft
$3,167/moest. monthly cost
$126,680/yrincome needed

About This Home

This one-of-a-kind cabin sits at 8,300 feet in elevation, and gives you a birds eye view of Southern Colorado. Located near the town of Gardner, CO and lying in the shadow of Big and Little Sheep Mtns this 35 acre property has varying terrain and a mix of oak brush, trees, and meadows, and even a seasonal creek. The choice building location provides endless views of Greenhorn Mtn, Silver Mtn, and the Huerfano River Valley. Inside and out, the cabin is full of well thought out intricacies and mountain decor. Recent upgrades include metal siding, solar system, starlink, and a buried cistern. Sit on the porch swing, or in the outhouse, and pick up your binoculars to see if you can pick out any of the Elk, Mule Deer, Black Bear, or Merriam Turkey that live in this country. Come night fall, the stars and the sky are another viewing pleasure due to the lack of light pollution in the area. This property is a one-of-a-kind Southern Colorado mountain getaway. Come look yourself before its gone!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

2/10
Peakview SchoolGrades PK-622.4 mi
2/10

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Metal
  • Construction materials: Frame,Log,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 929

Heating

  • Heating features: Wood,Propane

Interior Area

  • Total structure area: 929
  • Total interior livable area: 929 sqft

Primary Bedroom

  • Level: Upper
  • Area: 396
  • Dimensions: 18 x 22

Property

Details

  • Parcel number: 17137233
  • Zoning: Agricultural

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods,Valley
  • Horses can be raised: Yes

Lot

  • Features: Irregular Lot

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Wildfire
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$458$5,496
Property Taxes $122$1,464
Electricity $186$2,232
Total$3,167$38,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,582/yr
40% on housing$95,010/yr
45% on housing$84,453/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.1%
-4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$511This listing

vs Other Active Listings

Avg $/sqft

ZIP 81040$209
Huerfano County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 81040
Huerfano County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$475,000
2021-09-03Sold$300,000
2021-06-18Listed for sale$350,000

For Sale by Agent

AgentRoman W Nigrini
BrokerageCode of the West Real Estate LLC

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