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81778 Avenida Estuco, Indio, CA, 92203

2beds
3baths
1,952sqft
$529,900
$271price/sqft
$3,920/moest. monthly cost
$156,800/yrincome needed

About This Home

One of Sun City Shadow Hills' Most Upgraded Retreats. Not all lots in Sun City Shadow Hills are created equal. This one backs to open space with no rear neighbor, offering a level of privacy and quiet that most homes in the community simply cannot match. The north-facing yard stays naturally shaded and comfortable throughout the day, framed by mature trees that add both beauty and seclusion and cooled by a built in mister system. With ample space and no rear obstruction, there is also room to potentially add a private pool and spa. Inside, this 2023-renovated RETREAT floor plan delivers a KitchenAid stainless appliance package, solid hardwood cabinetry doors with soft-close hardware, and a dramatic oversized island with granite countertops. A custom sidebar cabinet with stone surface adds a refined touch, equally suited as a bar or buffet station. Porcelain plank tile flows through the main living areas, with plush carpeting in both suites. The layout offers a spacious primary suite, a guest bedroom with its own en suite bath, a generous den or office that functions as a potential third bedroom, and a powder room for guests. High ceilings, recessed lighting, and a dedicated laundry room complete the interior. The three-car garage — including a dedicated golf cart bay, insulated doors, built in storage, and a mini-split A/C system — is among the most functional in the community. Guard-gated, turnkey, and priced to move. Resort amenities including golf, pickleball, tennis, pools, and a community clubhouse are all nearby. This is desert living done right. This property can also be offered furnished (with some exceptions)

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Desert Ridge AcademyGrades 6-82.1 mi
6/10
Shadow Hills High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Spanish Tile

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Freezer,Disposal,Gas Range,Range Hood,Water Heater
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room

Bathroom

  • Features: Bathroom Exhaust Fan,Dual Sinks,Granite Counters,Stone Counters,Soaking Tub,Tub Shower,Upgraded

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • Granite Counters,High Ceilings,Stone Counters,Recessed Lighting,All Bedrooms Down,Main Level Primary,Primary Suite,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ductless,Zoned

Interior Area

  • Total interior livable area: 1,952 sqft

Kitchen

  • Features: Built-in Trash/Recycling,Kitchen Island,Kitchen/Family Room Combo,Stone Counters,Remodeled,Updated Kitchen

Master Bedroom

  • Features: Main Level Primary

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Accessibility

  • Accessibility features: No Stairs

Details

  • Parcel number: 691740008
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: Association
  • Patio & porch: Concrete,Front Porch
  • Exterior features: Misting System
  • Has spa: Yes
  • Spa features: Association
  • Fencing: Masonry
  • Has view: Yes
  • View description: Mountain(s),Neighborhood

Lot

  • Lot size: 7,405 sqft
  • Features: Sprinkler System,Yard

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Golf Cart Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$155$1,860
Property Taxes $668$8,016
Electricity $418$5,022
Total$3,920$47,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,400/yr
40% on housing$117,600/yr
45% on housing$104,533/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 92203$213
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92203$283
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Contingent$529,900
2026-03-18Price change$529,900
2025-12-10Price change$549,900
2025-09-23Listed for sale$595,000
2025-07-22Listing removed$630,000
2025-06-23Listed for sale$630,000
2014-05-02Sold$298,000

For Sale by Agent

AgentTyler Brown
BrokerageSerhant California, Inc

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