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1516 Portico Pl, McKinney, TX, 75069

5beds
4baths
3,196sqft
$899,000
$281price/sqft
$6,780/moest. monthly cost
$271,200/yrincome needed

About This Home

A rare opportunity to own a one of a kind modern farmhouse just minutes from Downtown McKinney, with easy access to shopping, dining, and everyday conveniences. Designed for both daily living and effortless entertaining, this 5 bedroom home offers two bedrooms on the main level, a private home office with barn door, and an upstairs game room wired for surround sound. The groin vaulted family room creates a stunning focal point with a sleek linear fireplace and floor to ceiling stone. The open concept kitchen blends function and style with shaker cabinetry, Omegastone slab countertops, a large island, stainless steel appliances, a 5 burner gas cooktop, and thoughtful storage throughout. The primary suite is a true retreat featuring a spa inspired bath with a freestanding tub, dual vanities, a designer tile shower, and direct access to the laundry room. Step outside to a covered patio with a fully equipped outdoor kitchen, perfect for hosting or relaxing year round. Additional highlights include 8-foot doors on the main level, a full oak staircase with wrought iron balusters, and energy-efficient features including R38 insulation and a radiant barrier roof deck.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Burks Elementary SchoolGrades K-50.5 mi
8/10
Faubion Middle SchoolGrades 6-80.8 mi
7/10
McKinney High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Radiant Barrier,Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Microwave

Bedroom

  • Level: Second
  • Dimensions: 13 x 13

Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Bedroom

  • Level: Second
  • Dimensions: 13 x 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Family Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 18 x 18

Features

  • Cathedral Ceiling(s),Decorative/Designer Lighting Fixtures,High Speed Internet,Open Floorplan,Cable TV,Vaulted Ceiling(s),Wired for Sound
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter
  • Fireplace: Yes

Game Room

  • Level: Second
  • Dimensions: 16 x 13

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas,Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Zoned

Interior Area

  • Total interior livable area: 3,196 sqft

Kitchen

  • Features: Kitchen Island,Solid Surface Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 15 x 14

Living Room

  • Level: First
  • Dimensions: 12 x 13

Master Bedroom

  • Features: Dual Sinks,Double Vanity,En Suite Bathroom,Garden Tub/Roman Tub,Sitting Area in Primary,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 17 x 16

Other

  • Level: First
  • Dimensions: 13 x 12

Property

Details

  • Parcel number: 2834706
  • Exclusions: W/D negotiable

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Patio,Covered
  • Exterior features: Outdoor Grill
  • Fencing: Back Yard,Fenced,Wood

Lot

  • Lot size: 7,840 sqft

Parking

  • Total spaces: 2
  • Parking features: Door-Single,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Cold Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$848$10,176
Property Taxes $1,037$12,444
Electricity $350$4,211
Total$6,780$81,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,457/yr
40% on housing$203,400/yr
45% on housing$180,800/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 75069$239
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75069$168
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$939,900
2026-05-01Price change$949,900
2026-04-15Price change$969,900
2026-03-26Listed for sale$974,900
2023-11-30Sold--
2023-10-03Pending sale$879,980
2023-08-20Price change$879,980
2023-06-03Listed for sale$941,867

For Sale by Agent

AgentMelanie Caple
BrokerageCaple & Company

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