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2824 Bobcat Dr, Melissa, TX, 75454

4beds
2baths
1,892sqft
$399,000
$211price/sqft
$2,897/moest. monthly cost
$115,880/yrincome needed

About This Home

Welcome to 2824 Bobcat Drive in the sought-after Creek Crossing community of Melissa, offered at $399,000. Built in 2022, this beautifully maintained single-story home blends modern design with everyday functionality. Featuring 4 bedrooms, 2 bathrooms, and a thoughtfully designed open-concept layout, this home is ideal for both entertaining and comfortable daily living. The spacious kitchen flows seamlessly into the living and dining areas, complete with a large island that naturally becomes the heart of the home. Thoughtful storage upgrades have been added throughout the home, offering enhanced organization and functionality that today’s buyers truly appreciate. The private primary suite is tucked away from the secondary bedrooms, creating a peaceful retreat with an ensuite bath and generous closet space. Secondary bedrooms offer flexibility for guests, a home office, or whatever life needs next. Situated on an oversized lot, the backyard provides plenty of space to relax, play, or create your own outdoor oasis. **As an added bonus, the seller is including the security system, refrigerator, washer, and dryer—making this home truly move-in ready.** Located in the growing Melissa market, Creek Crossing offers a newer community feel with convenient access to schools, shopping, and commuting routes—making this home an exceptional opportunity at this price point.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
9/10
Melissa Middle SchoolGrades 6-81.5 mi
8/10
Melissa High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dryer,Dishwasher,Electric Oven,Gas Cooktop,Microwave,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 11 x 12

Bedroom

  • Level: First
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 9 x 13

Features

  • Chandelier,Eat-in Kitchen,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV,Walk-In Closet(s),Wired for Sound
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,892 sqft

Kitchen

  • Level: First
  • Dimensions: 9 x 17

Laundry

  • Level: First
  • Dimensions: 5 x 5

Living Room

  • Level: First
  • Dimensions: 16 x 20

Master Bathroom

  • Level: First
  • Dimensions: 11 x 11

Master Bathroom

  • Level: First
  • Dimensions: 11 x 10

Master Bedroom

  • Level: First
  • Dimensions: 15 x 14

Office

  • Level: First
  • Dimensions: 11 x 13

Other

  • Level: First
  • Dimensions: 5 x 5

Property

Details

  • Parcel number: R1233100K02901
  • Exclusions: ALL TV's and mounts,porch & patio furniture,grills

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Rain Gutters
  • Fencing: Wood
  • Residential vegetation: Grassed

Lot

  • Lot size: 8,494 sqft
  • Features: Interior Lot

Parking

  • Total spaces: 4
  • Parking features: Concrete,Door-Single,Driveway,Garage Faces Front,Garage,Garage Door Opener,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$226$2,712
Property Taxes $416$4,992
Electricity $238$2,859
Total$2,897$34,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,325/yr
40% on housing$86,910/yr
45% on housing$77,253/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 75454$184
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75454$180
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$399,000

For Sale by Agent

AgentRayne Anderson
BrokerageCompass RE Texas, LLC

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