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635 Diamond Ridge Blvd, Rapid City, SD, 57703

5beds
2baths
2,090sqft
$355,000
$170price/sqft
$2,447/moest. monthly cost
$97,880/yrincome needed

About This Home

Listed by Shauna Sheets, KWBH, 605-545-5430. Looking for more space without the price tag of new construction? This ranch style home checks all the boxes- quality construction, an affordable price point and plenty of space! Featuring one of the neighborhood's hard-to-find 5 bedroom, 2 bathroom floor plans, there's room to spread out without sacrificing affordability. The open-concept main level is filled with natural light, has neutral finishes, durable laminate flooring, and warm wood accents. The living room flows into the kitchen and dining area, making entertaining a breeze. The corner kitchen offers mocha-colored cabinetry, a Whirlpool stainless steel appliance suite, and views of the downtown Rapid City skyline. Three bedrooms and a full bathroom are conveniently located on the main level, while the fully finished walkout basement expands your living space with a large family room, two additional bedrooms, a second full bathroom, and laundry/mechanical room. Outside, enjoy a west facing, raised deck that overlooks the backyard, plus a covered patio below for even more outdoor living space. The 2-car garage, established landscaping, underground sprinkler system, LP SmartSide siding, and energy efficient home mechanics add convenience and low-maintenance appeal. Located easy access to shopping, dining, and major roads, this home delivers the space, condition, and value you've been looking for. Schedule a showing today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
--
East Middle School - 30Grades 6-81.4 mi
2/10
Central High School - 41Grades 9-123.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Poured Concrete Fd.
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Range Oven,Microwave,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Sump Pit

Bedroom2

  • Level: Main
  • Area: 100

Bedroom3

  • Level: Main
  • Area: 90

Bedroom4

  • Level: Basement
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 77

Features

  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Refrig. C/Air

Interior Area

  • Total structure area: 2,090
  • Total interior livable area: 2,090 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 165

Master Bedroom

  • Level: Main
  • Area: 144

Property

Details

  • Parcel number: 3804154007

Features

  • Patio & porch: Covered Patio,Open Deck
  • Exterior features: Sprinkler System

Lot

  • Lot size: 6,534 sqft
  • Features: Lawn,Rock,Trees

Parking

  • Total spaces: 2
  • Parking features: Two Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters in Pennington County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance $198$2,376
Property Taxes $295$3,540
Electricity $159$1,915
Total$2,447$29,364

Income You'd Need if You Spent...

35% on housing$83,897/yr
40% on housing$73,410/yr
45% on housing$65,253/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 57703$193
Pennington County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 57703$228
Pennington County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$349,900
2026-07-27Listed for sale$355,000
2026-07-27Listing removed$355,000
2026-06-30Contingent$355,000
2026-06-23Listed for sale$355,000
2024-04-19Listing removed--
2024-04-05Listed for rent$2,400

For Sale by Agent

AgentShauna Sheets
BrokerageKeller Williams Realty Black Hills SP

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