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4040 Brighton Blvd, Panama City, FL, 32404

5beds
3baths
2,790sqft
$374,900
$134price/sqft
$2,876/moest. monthly cost
$115,040/yrincome needed

About This Home

VA Assumable 2.5% rate with approved buyer (must swap out VA cert)!!! This impressive 5-bedroom, 2.5-bath home features a spacious, open concept floor plan that seamlessly connects the kitchen and family room, creating the perfect space for entertaining and everyday living. The well-appointed kitchen offers stainless steel appliances, ample cabinetry and counter space, and a walk-in pantry for all your storage needs. The private first-floor owner's suite provides a relaxing retreat with an en suite bath featuring dual vanities, a soaking tub, separate walk-in shower, and a walk-in closet. Upstairs, you'll find a huge second living area that makes along with 4 additional bedrooms and a full bath with double vanities. The convenient upstairs laundry room adds to the home's thoughtful design. Step outside to enjoy the screened back patio, perfect for morning coffee or evening gatherings, overlooking the backyard. Additional features include a versatile flex/bonus room on the 1st floor, a 2-car garage, and plenty of room for everyone to spread out. Don't miss this opportunity to own a spacious home in the desirable Brighton Oaks community! All sizes/measurements/info approx; please verify if important.

Getting Around

16
WalkingCar-Dependent
0
TransitNo Nearby Transit
34
BikeSomewhat Bikeable

Schools

4/10
4/10
6/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater

Bedroom

  • Level: Second
  • Dimensions: 13.4 x 11

Bedroom

  • Level: Second
  • Dimensions: 13.4 x 11

Bedroom

  • Level: Second
  • Dimensions: 13.4 x 11

Bedroom

  • Level: Second
  • Dimensions: 15.5 x 14.5

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Double Vanity,Interior Steps,Main Level Primary,Smart Home,Soaking Tub,Separate Shower,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,790
  • Total interior livable area: 2,790 sqft

Living Room

  • Level: First
  • Dimensions: 15.9 x 13.9

Living Room

  • Level: Second
  • Dimensions: 15 x 26

Master Bedroom

  • Level: First
  • Dimensions: 15.9 x 13.1

Office

  • Level: First
  • Dimensions: 11.3 x 12.2

Property

Details

  • Parcel number: 11514350039
  • Zoning description: Resid Single Family

Features

  • Patio & porch: Covered,Patio,Porch,Screened
  • Exterior features: Porch
  • Fencing: Fenced,Privacy
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 6,098 sqft
  • Features: Paved
  • Lot size dimensions: 72 x 100

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$382$4,584
Property Taxes $319$3,828
Electricity $280$3,369
Total$2,876$34,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,605/yr
40% on housing$86,280/yr
45% on housing$76,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 32404$160
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32404$179
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$374,900
2026-05-31Listed for sale$384,250
2021-05-25Sold$289,900
2020-10-11Sold$289,900

For Sale by Agent

AgentChristina Daniels
BrokerageKeller Williams Success Realty

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