




4040 Brighton Blvd, Panama City, FL, 32404
About This Home
VA Assumable 2.5% rate with approved buyer (must swap out VA cert)!!! This impressive 5-bedroom, 2.5-bath home features a spacious, open concept floor plan that seamlessly connects the kitchen and family room, creating the perfect space for entertaining and everyday living. The well-appointed kitchen offers stainless steel appliances, ample cabinetry and counter space, and a walk-in pantry for all your storage needs. The private first-floor owner's suite provides a relaxing retreat with an en suite bath featuring dual vanities, a soaking tub, separate walk-in shower, and a walk-in closet. Upstairs, you'll find a huge second living area that makes along with 4 additional bedrooms and a full bath with double vanities. The convenient upstairs laundry room adds to the home's thoughtful design. Step outside to enjoy the screened back patio, perfect for morning coffee or evening gatherings, overlooking the backyard. Additional features include a versatile flex/bonus room on the 1st floor, a 2-car garage, and plenty of room for everyone to spread out. Don't miss this opportunity to own a spacious home in the desirable Brighton Oaks community! All sizes/measurements/info approx; please verify if important.
Getting Around
Schools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater
Bedroom
- Level: Second
- Dimensions: 13.4 x 11
Bedroom
- Level: Second
- Dimensions: 13.4 x 11
Bedroom
- Level: Second
- Dimensions: 13.4 x 11
Bedroom
- Level: Second
- Dimensions: 15.5 x 14.5
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Double Vanity,Interior Steps,Main Level Primary,Smart Home,Soaking Tub,Separate Shower,Walk-In Closet(s)
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,790
- Total interior livable area: 2,790 sqft
Living Room
- Level: First
- Dimensions: 15.9 x 13.9
Living Room
- Level: Second
- Dimensions: 15 x 26
Master Bedroom
- Level: First
- Dimensions: 15.9 x 13.1
Office
- Level: First
- Dimensions: 11.3 x 12.2
Property
Details
- Parcel number: 11514350039
- Zoning description: Resid Single Family
Features
- Patio & porch: Covered,Patio,Porch,Screened
- Exterior features: Porch
- Fencing: Fenced,Privacy
- Has view: Yes
- View description: Other
Lot
- Lot size: 6,098 sqft
- Features: Paved
- Lot size dimensions: 72 x 100
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,895 | $22,740 |
| Home Insurance * | $382 | $4,584 |
| Property Taxes | $319 | $3,828 |
| Electricity | $280 | $3,369 |
| Total | $2,876 | $34,512 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $374,900 |
| 2026-05-31 | Listed for sale | $384,250 |
| 2021-05-25 | Sold | $289,900 |
| 2020-10-11 | Sold | $289,900 |
