4701 Maegans Ridge Rd, Panama City, FL, 32404
About This Home
WHAT ARE YOU WAITING FOR? THIS HOME IS A MUST SEE - LIKE NEW AND NOW PRICED AT $375,000 - $15,000 TO $90,000 LESS THAN COMPARABLE HOMES IN THE AREA - INCLUDES $56,000 OF SOLAR PANELS TO BE PAID OFF AT CLOSING! ALSO OFFERING VA ASSUMABLE LOAN AT 2.875% TO QUALIFIED BUYERS. Built in 2021 by Adams Homes, this home offers like-new condition with modern finishes and functional layout. Spacious 4BR/3BA home located on a quiet cul-de-sac with flexible living spaces ideal for multi-generational living. Features include an open-concept main living area, additional flex space on the first floor (perfect for guest suite, office, or playroom), and a well-appointed kitchen with granite countertops, stainless steel appliances, breakfast bar, and large pantry. Upstairs offers a primary suite with tray ceiling, walk-in closet, soaking tub, separate shower, and double vanity, along with two additional bedrooms, full bath, second living area, and laundry room. Energy-efficient and move-in ready. Schedule your private showing today and come experience all this home has to offer!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Oven,Electric Water Heater
Bedroom
- Level: First
- Dimensions: 12 x 10.4
Bedroom
- Level: Second
- Dimensions: 11.3 x 11.6
Bedroom
- Level: Second
- Dimensions: 14.2 x 10.6
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Dimensions: 13.3 x 10.8
Features
- Interior Steps,Smart Thermostat,Loft
Garage
- Level: First
- Dimensions: 21 x 21.6
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,315
- Total interior livable area: 2,315 sqft
Kitchen
- Level: First
- Dimensions: 13.3 x 12.6
Laundry
- Level: Second
- Dimensions: 5 x 8
Living Room
- Level: First
- Dimensions: 16 x 14.6
Loft
- Level: Second
- Dimensions: 15.7 x 12.6
Master Bedroom
- Level: Second
- Dimensions: 17.1 x 14.4
Property
Details
- Parcel number: 05860650100
- Zoning description: Resid Single Family
- Special condition: Listed As-Is
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Porch
Lot
- Lot size: 6,098 sqft
- Features: Cul-De-Sac,Sprinkler System,Paved
- Lot size dimensions: 48 x 98
Parking
- Total spaces: 2
- Parking features: Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $382 | $4,584 |
| Property Taxes | $329 | $3,948 |
| Electricity | $232 | $2,795 |
| Total | $2,839 | $34,068 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Price change | $375,000 |
| 2026-01-30 | Listed for sale | $380,000 |
| 2026-01-16 | Pending sale | $380,000 |
| 2026-01-10 | Price change | $380,000 |
| 2025-09-19 | Price change | $385,000 |
| 2025-08-15 | Price change | $395,000 |
| 2025-06-24 | Price change | $399,900 |
| 2025-05-19 | Price change | $405,000 |
| 2025-05-01 | Price change | $415,000 |
| 2025-02-13 | Listed for sale | $425,000 |
| 2021-07-01 | Sold | $321,694 |
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