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211 Cicero St, Panama City Beach, FL, 32407

7beds
4baths
3,930sqft
$1,299,000
$331price/sqft
$7,432/moest. monthly cost
$297,280/yrincome needed

About This Home

Custom-built Craftsman home with 7 bedrooms and 4.5 baths, perfectly positioned on a premium corner lot just two blocks from the beach in a golf-cart-friendly community. This exceptional property offers the ideal blend of luxury, function, and income potential. The main residence features 5 bedrooms and 3.5 baths, including a spacious primary suite with dual walk-in closets and custom-built closet systems. Thoughtfully designed for both everyday living and entertaining, the home includes a dedicated office, large playroom, Butler's pantry, spacious laundry room, and an open-concept living area centered around a beautiful interior fireplace. The chef's kitchen is equipped with premium GE Café appliances, a gas oven, and excellent flow for hosting and daily living. Upstairs, you'll find four additional bedrooms and an oversized bonus/playroom, providing plenty of space for family and guests. A Rinnai tankless water heater adds efficiency and convenience throughout the home. Outdoor living is just as impressive, with a wraparound porch, covered outdoor kitchen, exterior fireplace, and inviting sitting area--perfect for relaxing or entertaining year-round. With both interior and exterior fireplaces, this home offers warmth and charm in every season. The oversized corner lot also provides ample space for a future pool. A separate garage apartment adds valuable flexibility and income potential and is currently leased to a long-term tenant, making this property an excellent investment opportunity. It also offers the perfect setup for multi-generational living, guest accommodations, or private space for extended family if you prefer not to use it as a rental. Located in the highly desirable Tapestry Park community, residents enjoy access to two pools, a clubhouse, basketball court, tennis and pickleball courts, playground, and expansive green spaces. Low HOA dues include trash service plus internet and cable. This is a rare opportunity to own a custom coastal home with resort-style amenities, strong rental potential, multi-family flexibility, and unbeatable proximity to the beach. Buyer to verify all dimensions and measurements if important.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
Surfside Middle SchoolGrades 6-81.4 mi
4/10
J.R. Arnold High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Second
  • Dimensions: 13 x 12

Bedroom

  • Level: Second
  • Dimensions: 17 x 13

Bedroom

  • Level: Second
  • Dimensions: 14 x 12

Bedroom

  • Level: Second
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4

Interior Area

  • Total structure area: 3,930
  • Total interior livable area: 3,930 sqft

Master Bedroom

  • Level: First
  • Dimensions: 20 x 15

Office

  • Level: First
  • Dimensions: 12 x 10

Recreation

  • Level: Second
  • Dimensions: 15 x 9

Property

Details

  • Parcel number: 34109700060

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 130 x 60

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$469$5,628
Property Taxes $0$0
Electricity $395$4,746
Total$7,432$89,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$254,811/yr
40% on housing$222,960/yr
45% on housing$198,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 32407$271
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32407$231
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listing removed$2,500
2026-04-27Listed for sale$1,299,000
2026-03-10Listed for rent$2,500
2025-08-13Listing removed$2,500
2025-07-25Price change$2,500
2025-06-12Price change$1,750
2025-04-30Listed for rent$2,500
2023-08-15Listing removed$199,999
2023-06-01Price change$199,999
2023-03-13Price change$149,999
2023-02-28Price change$154,000
2023-02-10Price change$154,900
2023-01-10Price change$155,000
2022-12-15Price change$159,000
2022-12-12Listed for sale$164,999
2022-12-01Listing removed--
2022-11-17Price change$164,999
2022-11-12Price change$169,999
2022-11-01Listed for sale$175,000
2021-05-21Sold$127,000

For Sale by Agent

AgentTyler Plunkett
BrokerageThink Real Estate

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