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295 Gila Trl, Ault, CO, 80610

2beds
2baths
1,006sqft
$395,000
$393price/sqft
$2,616/moest. monthly cost
$104,640/yrincome needed

About This Home

Charming ranch-style home offering functionality, outdoor living, and mountain views—all in a quiet neighborhood in Ault, Colorado! This 2-bedroom, 2-bath home features an open layout and a custom fireplace wall that creates a warm, inviting and cozy space. Step outside and enjoy a large fenced backyard, expansive concrete patio and mountain views—perfect for entertaining, relaxing, or giving pets room to roam. The oversized 3-car garage offers exceptional flexibility for vehicles, storage, hobbies, or a workshop! Conveniently located with easy access to Fort Collins, Windsor and Greeley, while enjoying a peaceful small-town setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
3/10
Highland Middle SchoolGrades 6-81.7 mi
4/10
Highland High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,006 sqft

Property

Details

  • Parcel number: 070711456009

Features

  • Exterior features: Other

Lot

  • Lot size: 6,600 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Cold Wave
Strong Wind
Tornado
Winter Weather
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$252$3,024
Property Taxes $181$2,172
Electricity $186$2,232
Total$2,616$31,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,691/yr
40% on housing$78,480/yr
45% on housing$69,760/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$393This listing

vs Other Active Listings

Avg $/sqft

ZIP 80610$246
Weld County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 80610$191
Weld County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$409,000
2021-11-16Sold$307,005

For Sale by Owner

AgentProperty Owner

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