12957 Winter Camp Way, Truckee, CA, 96161
About This Home
Welcome to Elements at ColdStream, where the essence of Truckee’s natural beauty meets the comfort, design, and ease of modern living. Inspired by the elements that shape our surroundings (earth, water, and air) and the elements that enrich our lives (family, community, and home), this neighborhood is crafted for those who seek connection, quality, and tranquility. This Cirrus model, featuring $55,000 in designer upgrades, is move-in ready and offers a refined blend of style and function. Every residence at Elements is thoughtfully constructed with meticulous attention to detail, intentional planning, and elevated architectural design. Modern finishes combine with natural materials to create spaces that feel warm, grounded, and timeless. Inside, enjoy open-concept living areas ideal for both relaxation and entertaining. Large windows frame the beauty of the surrounding landscape, filling the home with natural light. Outside your door, a suite of community amenities invites you to explore, unwind, and embrace the great outdoors, from scenic trails and open spaces to the serenity of the ColdStream Valley. Elements at ColdStream is more than a collection of homes. It is a community built on authenticity, craftsmanship, and a deep respect for this remarkable region. Here, you will find a naturally inviting sanctuary that offers exceptional value in new construction and a lifestyle rooted in mountain living. The homeowners association (HOA) takes care of all exterior upkeep, ensuring your home remains well-maintained in every season. Roof and downspout maintenance, snow removal, landscaping, and exterior insurance (including fire insurance) are all included, giving you peace of mind and more time to enjoy the mountain lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Frame,Aluminum Siding,Steel Siding,Masonite
Type & Style
- Home type: Townhouse
- Architectural style: Contemporary
- Property subType: Condo/Townhome/PUD
Interior
Appliances
- Appliances included: Range,Oven,Microwave
- Laundry features: In Hall
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- High Ceilings,Phone,Loft,Great Room
- Flooring: Carpet,Tile,Vinyl
- Fireplace features: Fireplace: Gas Fireplace
- Fireplace: Yes
Heating
- Heating features: Natural Gas,CFAH
Interior Area
- Total structure area: 1,925
- Total interior livable area: 1,925 sqft
Property
Details
- Parcel number: 018850014
- Special condition: Standard
Features
- Levels: Three
- Patio & porch: Deck(s): 2
- Has view: Yes
- View description: Filtered,Trees/Woods,Mountain(s)
- Waterfront features: Other
- Topography of land: Level
Lot
- Features: Common Area,Landscaped
Parking
- Total spaces: 2
- Parking features: Two,Attached,Insulated,Plumbing,Garage Door Opener,Oversized
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Earthquake
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Nevada County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,855 | $70,260 |
| Home Insurance * | $299 | $3,588 |
| Property Taxes | $817 | $9,804 |
| Electricity | $412 | $4,953 |
| Total | $7,383 | $88,596 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-20 | Price change | $1,158,000 |
| 2025-12-11 | Listed for sale | $1,302,000 |
| 2025-02-27 | Listing removed | $1,399,000 |
| 2024-10-15 | Listed for sale | $1,399,000 |
| 2023-01-25 | Listing removed | $1,208,086 |
| 2022-11-16 | Listed for rent | $6,500 |
| 2022-09-28 | Price change | $1,208,086 |
| 2022-08-08 | Listed for sale | $1,221,860 |
View on Zillow