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12496 E County Road 190, Salida, CO, 81201

5beds
4baths
2,073sqft
$1,195,000
$576price/sqft
$6,861/moest. monthly cost
$274,440/yrincome needed

About This Home

Discover modern mountain living just 10 minutes from historic downtown Salida in this stunning new construction ranch-style home with a fully separate ADU and breathtaking views of the Collegiate Peaks. The main residence offers 2,073 square feet of thoughtfully designed single-level living with 3 bedrooms and 2 bathrooms. The open-concept floor plan is perfect for both everyday comfort and entertaining, featuring a spacious living area filled with natural light and seamless indoor-outdoor flow. At the heart of the home, the chef’s kitchen is equipped with premium ZLINE appliances, sleek finishes, ample cabinetry, and generous counter space making it ideal for hosting gatherings or preparing gourmet meals. The private primary suite is a true retreat, complete with a luxurious 5-piece bath featuring a soaking tub, dual vanities, a walk-in shower, and a spacious walk-in closet. An attached, finished 2-car garage provides convenience, storage, and functionality year-round. Adding exceptional value and versatility, the property also includes a completely separate 848 square foot ADU offering 2 bedrooms, 2 bathrooms, a full kitchen, and its own laundry. Whether used for guests, rental income (Short or long term), or multigenerational living, this beautifully designed space enjoys stunning views of the Collegiate Peaks and offers privacy without sacrificing connection. With modern construction, flexible living options, and an unbeatable location just minutes from downtown Salida’s shops, restaurants, and outdoor recreation, this property is a rare opportunity to own a turnkey mountain retreat with income potential. Schedule your private showing today and experience Colorado living at its finest.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
4/10
Salida Middle SchoolGrades 5-86.2 mi
5/10
Salida High SchoolGrades 9-126.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding,Frame,ICFs (Insulated Concrete Forms),Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bathroom

  • Features: Primary Suite
  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 5

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Eat-in Kitchen,Five Piece Bath,High Ceilings,Kitchen Island,Open Floorplan,Primary Suite,Quartz Counters,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Flooring: Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,073

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,073
  • Total interior livable area: 2,073 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Laundry

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 368311300020
  • Zoning: Residential
  • Special condition: Standard
  • Exclusions: Seller And Tenants Personal Property.

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Fire Pit,Gas Valve,Rain Gutters
  • Fencing: None
  • Has view: Yes
  • View description: Meadow,Mountain(s)

Lot

  • Lot size: 2 Acres
  • Features: Level,Near Ski Area

Parking

  • Total spaces: 2
  • Parking features: Concrete,Dry Walled,Floor Coating,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Avalanche
    AvalancheRelatively High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Avalanche
Landslide
Winter Weather
Hail
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,042$72,504
Home Insurance *$345$4,140
Property Taxes $288$3,456
Electricity $186$2,232
Total$6,861$82,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$235,234/yr
40% on housing$205,830/yr
45% on housing$182,960/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.7%
17.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.8%
10.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$576This listing

vs Other Active Listings

Avg $/sqft

ZIP 81201$282
Chaffee County$333

vs Homes Sold Last Month

Median $/sqft

ZIP 81201—
Chaffee County$350

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$1,225,000
2024-10-23Listing removed--
2024-07-24Listed for sale$1,400,000

New Construction

AgentHunter Smith
BrokeragePinon Real Estate Group LLC

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