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940 County Road 973, Arboles, CO, 81121

1beds
1baths
1,056sqft
$445,000
$421price/sqft
$2,646/moest. monthly cost
$105,840/yrincome needed

About This Home

Beautiful 18-acre private setting near Navajo Lake in Arboles, CO. Property features a mix of forested land with 8.5 shares of irrigation rights, ideal for a hobby farm or self-sustaining lifestyle. The like-new 2015 log cabin sits nearly 800' off the county road on a gentle hill with easy access and excellent views. Layout includes 1 BR + loft, 1 bath, covered porches, fenced pet area, and a 16'x20' redwood deck with pergola. Outbuildings: 3-bay metal garage/barn with oversized center door, plus garden shed. Utilities: Fully off-grid with an efficient, user-friendly solar system, propane appliances, and cistern water. Zoned agricultural. Location: Centrally located between Pagosa Springs, Durango, Bayfield, and Ignacio, with La Plata County Airport approx. 30 minutes away. Close to Navajo Lake marina, wilderness access, and year-round recreation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
Ignacio Elementary SchoolGrades K-512.7 mi
6/10
6/10
Ignacio High SchoolGrades 9-1212.7 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Log,Wood,Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Log
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Ceiling Fan(s)

Dining Room

  • Features: Kitchen Island

Features

  • All Furnishings,Cathedral Ceiling(s),Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Hardwood
  • Fireplace features: Den/Family Room,Free Standing,Gas Log
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 616107100024
  • Attached to another structure: Yes
  • Zoning description: Agriculture

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered Porch,Deck,Patio
  • Exterior features: Irrigation Pump,Irrigation Water,Landscaping
  • Has view: Yes
  • View description: Mountain(s)
  • Has water view: Yes
  • Water view: Stream/River
  • On waterfront: Yes
  • Waterfront features: Seasonal Stream/Spring
  • Horses can be raised: Yes

Lot

  • Lot size: 18.05 Acres
  • Features: Boundaries Marked,Boundaries Surveyed,Corners Marked,Off Grid,Wooded

Parking

  • Total spaces: 3
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Wildfire
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$105$1,260
Property Taxes $105$1,260
Electricity $186$2,232
Total$2,646$31,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,720/yr
40% on housing$79,380/yr
45% on housing$70,560/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$421This listing

vs Other Active Listings

Avg $/sqft

ZIP 81121$95
Archuleta County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 81121
Archuleta County$368

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$445,000
2024-11-07Listing removed$529,000
2024-08-06Price change$529,000
2024-03-15Listed for sale$549,000

For Sale by Agent

AgentDeborah Archuleta
BrokerageArchuleta Properties LLC

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