618 Palisades Dr, Saint Charles, MO, 63301
About This Home
Welcome home to this beautifully maintained 4-bedroom, 2.5-bath, two-story residence that is only 5 years young! Designed with both comfort and functionality in mind, this home offers generous living spaces, modern finishes, and a layout perfect for everyday living and entertaining. Step inside to find newer carpeting and a bright, inviting atmosphere throughout. The spacious kitchen and living areas provide plenty of room for gathering with family and friends. Upstairs, you'll find four comfortable bedrooms, including a relaxing primary suite featuring a private bath with a separate shower and soaking tub—your own personal retreat at the end of the day. The unfinished basement offers excellent potential for future expansion and includes a bathroom rough-in and sump pump for added convenience and peace of mind. Conveniently located with easy access to major highways, commuting is a breeze while still enjoying the comfort of a residential neighborhood. Whether you're looking for your first home, more space for a growing family, or a newer home without the wait of new construction, this move-in-ready gem checks all the boxes. Schedule your showing today and discover everything this exceptional property has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 2021
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Modern
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Sump Pump
Bedroom2
- Features: Floor Covering: Carpeting
- Level: Second
- Area: 140
- Dimensions: 14x10
Bedroom3
- Features: Floor Covering: Carpeting
- Level: Second
- Area: 130
- Dimensions: 13x10
Bedroom4
- Features: Floor Covering: Carpeting
- Level: Second
- Area: 100
- Dimensions: 10x10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Features: Floor Covering: Carpeting
- Level: First
- Area: 140
- Dimensions: 14x10
Features
- Breakfast Bar,Ceiling Fan(s),Kitchen/Dining Room Combo,Open Floorplan,Separate Shower,Solid Surface Countertop(s),Tub,Walk-In Closet(s)
- Door features: Sliding Doors,Storm Door(s)
- Window features: Insulated Windows
- Flooring: Carpet
- Finished area above ground: 1,890
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Gas
Interior Area
- Total structure area: 1,890
- Total interior livable area: 1,890 sqft
Kitchen
- Features: Floor Covering: Vinyl
- Level: First
- Area: 140
- Dimensions: 14x10
Living Room
- Features: Floor Covering: Carpeting
- Level: First
- Area: 225
- Dimensions: 15x15
Other
- Features: Floor Covering: Carpeting
- Area: 210
- Dimensions: 15x14
Primary Bathroom
- Level: Second
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: Second
- Area: 195
- Dimensions: 15x13
Property
Details
- Parcel number: 5116BD018000106.0000000
- Special condition: Standard
Features
- Levels: Two
- Pool features: None
- Patio & porch: Front Porch
- Fencing: None
Lot
- Lot size: 6,499 sqft
- Features: Back Yard,Front Yard,Level
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,992 | $23,904 |
| Home Insurance * | $229 | $2,748 |
| Property Taxes | $348 | $4,176 |
| Electricity | $144 | $1,731 |
| Total | $2,713 | $32,556 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $394,000 |
| 2026-07-23 | Price change | $395,000 |
| 2026-06-25 | Price change | $400,000 |
| 2026-06-16 | Price change | $415,000 |
| 2026-06-02 | Listed for sale | $425,000 |
| 2025-06-20 | Sold | -- |
| 2025-05-22 | Pending sale | $385,000 |
| 2025-05-08 | Price change | $385,000 |
| 2025-04-23 | Listed for sale | $395,000 |
| 2025-04-16 | Listing removed | $2,350 |
| 2025-03-10 | Price change | $2,350 |
| 2025-02-26 | Listed for rent | $2,375 |
| 2025-01-30 | Listing removed | $2,395 |
| 2024-12-05 | Listed for rent | $2,395 |
| 2023-05-18 | Listing removed | -- |
| 2023-05-11 | Price change | $2,345 |
| 2023-04-17 | Price change | $2,395 |
| 2023-04-06 | Listed for rent | $2,495 |
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