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8049 Catawba Cove Dr, Belmont, NC, 28012

5beds
5baths
3,409sqft
$1,500,000
$440price/sqft
$9,239/moest. monthly cost
$369,560/yrincome needed

About This Home

WOW ! 10 + acres ,GATED ACCESS with 1/4 mile+ road frontage with seasonal water view of Lake Wylie.Must see practically new condition custom home, year built 2022, ( barely lived in)-5 BDRM 4.5 Bth-3400+ sq ft, So much privacy, mature trees, Do not miss the walking trails,( creek), throughout the property and enjoy the connection to nature and wildlife. The Jacob Plan features primary bedroom and a guest suite/Full Bth, on the main floor and 3-car garage. A stunning kitchen with painted cabinets to ceiling, quartz countertops, a deluxe island with an open view to dining, ( checkout the custom stacked sliding door that opens to the rear screened porch). The master suite includes a huge shower and soaker alcove tub, a walk-in closet with bath-to-laundry access, and a coffee bar for the ultimate convenience. Upstairs is the step-up bonus room and 3 more bedrooms. Two bedrooms share a jack and jill bath and the other has a private bath. This home has luxury features: coffered ceilings, cabinets in laundry, bench in mud room, deluxe appliances. Located a short drive to the mornings star marina and Drift Restaurant on Lake Wylie and just down the street from the Carolina Thread Trail and Stowe Botanical Gardens,( 400 acres), Boutique shops and seven oaks preserve trail. Belmont has highly rated schools . There is plenty of room for the next buyer to add a detached garage, pool, etc. (septic lines in front yard). Must see charming downtown Belmont with shops, parks, local dining, Very close to Uptown Charlotte, Charlotte international airport , HURRY this will not last !

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
10/10
Cramerton Middle SchoolGrades 6-85.1 mi
4/10
Forestview High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Hardboard Siding

Other

  • Builder model: Jacob B
  • Builder name: RyKar Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Exhaust Hood,Induction Cooktop,Microwave,Plumbed For Ice Maker
  • Laundry features: Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Upper

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Walk-In Closet(s),Walk-In Pantry
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 3,409

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 3,409
  • Total interior livable area: 3,409 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 306594
  • Zoning: RES
  • Special condition: Relocation

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio,Rear Porch,Screened
  • Exterior features: In-Ground Irrigation
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Lake Wylie

Lot

  • Lot size: 10 Acres
  • Features: Cul-De-Sac,Wooded,Views

Parking

  • Total spaces: 9
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$434$5,208
Property Taxes $904$10,848
Electricity $317$3,810
Total$9,239$110,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$316,765/yr
40% on housing$277,170/yr
45% on housing$246,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$440This listing

vs Other Active Listings

Avg $/sqft

ZIP 28012$207
Gaston County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 28012$223
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$1,500,000
2026-05-08Listed for sale$1,500,000
2022-10-13Sold$1,253,025
2022-07-13Pending sale$1,250,000
2022-05-20Listed for sale$1,250,000

For Sale by Agent

AgentBill Allen
BrokerageBerkshire Hathaway HomeServices Elite Properties

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