See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

205 Red Cardinal Ct, Youngsville, NC, 27596

4beds
4baths
3,756sqft
$1,050,000
$280price/sqft
$6,086/moest. monthly cost
$243,440/yrincome needed

About This Home

Custom built by Russin Homes in a private community with tranquil pond views. Featuring 4 bedrooms, 4 full baths and 3,756 square feet of beautifully designed space. The owner's suite and guest suite are conveniently located on the main level with wide plank hardwoods and designer lighting spanning throughout. The gourmet kitchen features a stained center island with barstool seating and linear pendant lighting, modern tile backsplash, custom painted ceiilng-height cabinetry, stainless steel appliances including a built-in gas range. An adjoining walk-in pantry for tons of additional storage. All opening to the vaulted sun-filled dining area! The owner's suite with a trey ceiling and stained floating beams, designer chandelier, hardwoods and 4-panel sliding glass doors to a private covered porch! The luxurious en-suite bath features a stained dual vanity with quartz top and floating pendant lights, zero entry spa-style shower with tile to ceiling surround, oversized transom and bench seat and a huge walk-in closet! The family room offers a backlit trey ceiling, a linear fireplace with tile to ceiling surround and flanking painted built-in cabinets with stained shelving and large glass sliding doors to the huge screened porch! Upstairs features an oversized gameroom with built-in wet bar area with beverage fridge, an open study with built-in desk, spacious secondary en-suites and finished storage areas!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
Youngsville ElementaryGrades PK-50.5 mi
4/10
Cedar Creek MiddleGrades 6-82.5 mi
6/10
Franklinton HighGrades 9-124.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block,Permanent
  • Roof: Shingle
  • Construction materials: Fiber Cement,HardiPlank Type

Notable Dates

  • Major remodel year: 2024

Other

  • Builder name: Russin Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional, Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Gas Range,Gas Water Heater,Microwave,Oven,Plumbed For Ice Maker,Range,Range Hood,Stainless Steel Appliance(s),Tankless Water Heater,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bathtub/Shower Combination,Beamed Ceilings,Bookcases,Breakfast Bar,Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,In-Law Floorplan,Kitchen Island,Kitchen/Dining Room Combination,Open Floorplan,Pantry,Master Downstairs,Quartz Counters,Recessed Lighting,Room Over Garage,Separate Shower,Smart Thermostat,Smooth Ceilings,Soaking Tub,Sound System,Storage,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet,Wet Bar,Wired for Data,Wired for Sound
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,756
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),Forced Air,Heat Pump,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Dual,Electric,Multi Units,Zoned

Interior Area

  • Total structure area: 3,756
  • Total interior livable area: 3,756 sqft

Property

Details

  • Parcel number: 1852347552
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Association,Community,In Ground
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Exterior features: In Parade of Homes,Rain Gutters,Smart Lock(s)
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Pond,Trees/Woods
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 0.80 Acres
  • Features: Back Yard,Front Yard,Gentle Sloping,Landscaped,Pond on Lot,Views
  • Lot size dimensions: see plot plan

Parking

  • Total spaces: 4
  • Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters in Franklin County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$378$4,536
Property Taxes $50$600
Electricity $349$4,198
Total$6,086$73,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,662/yr
40% on housing$182,580/yr
45% on housing$162,293/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 27596$214
Franklin County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 27596$197
Franklin County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Price change$1,099,000
2026-01-19Listed for sale$1,125,000
2025-12-18Listing removed$1,125,000
2025-10-22Price change$1,125,000
2025-08-29Listed for sale$1,150,000
2025-08-20Listing removed$1,150,000
2025-02-19Price change$1,150,000
2024-10-02Listed for sale$1,100,000

New Construction

AgentJim Allen
BrokerageColdwell Banker HPW

Similar Homes