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230 NE 36th Street, Oak Island, NC, 28465

3beds
3baths
2,238sqft
$989,000
$442price/sqft
$5,695/moest. monthly cost
$227,800/yrincome needed

About This Home

Welcome to coastal living at its finest! Built by Seacoast Builders, this stunning 3-bedroom, 3-bath home offers over 2,200 square feet designed for comfort, entertaining, and effortless beachside lifestyle. From the moment you arrive, you'll feel the difference in craftsmanship and thoughtful design that make this home truly stand out. Enjoy your own private saltwater pool, perfect for sunny afternoons and evening gatherings, along with multiple screened porches accessible from the bedrooms, ideal for morning coffee, ocean breezes, and quiet relaxation. Beautiful barn doors create a stylish separation between the primary living space and guest quarters, offering both privacy and charm. Downstairs, you'll find an entertainer's dream space with room for a pull-out sofa, making it perfect for hosting friends and family. Imagine opening the garage-style window, letting the coastal breeze roll in, and enjoying laughter and conversation flowing seamlessly from indoors to your backyard retreat. Located just minutes from the beach, you can hop on your golf cart and be on the sand in under five minutes, making spontaneous sunset trips and morning shoreline walks part of your everyday routine. This home isn't just a place to live, it's a place to gather, unwind, and create unforgettable memories. Come experience the lifestyle for yourself.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
Southport ElementaryGrades K-55.3 mi
3/10
South Brunswick MiddleGrades 6-87.4 mi
4/10
South Brunswick HighGrades 9-127.6 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Electric Oven,Electric Cooktop,Built-In Microwave,Refrigerator,Ice Maker,Disposal,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Nook

  • Level: First

Family Room

  • Level: First

Features

  • Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Solid Surface,Kitchen Island,Elevator,2nd Kitchen,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Flooring: LVT/LVP,Tile
  • Attic: Partially Floored,Pull Down Stairs

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,238
  • Total interior livable area: 2,238 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 235kk035
  • Zoning: R6
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Covered,Deck,Porch,Screened
  • Exterior features: Outdoor Shower,DP50 Windows
  • Fencing: Metal/Ornamental,Back Yard,Wood
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2200 - 2399

Lot

  • Lot size: 6,534 sqft
  • Features: Interior Lot
  • Lot size dimensions: 54 x 121

Parking

  • Total spaces: 2
  • Parking features: Golf Cart Parking,Gravel,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,000$60,000
Home Insurance *$184$2,208
Property Taxes $303$3,636
Electricity $208$2,501
Total$5,695$68,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,257/yr
40% on housing$170,850/yr
45% on housing$151,866/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$442This listing

vs Other Active Listings

Avg $/sqft

ZIP 28465$401
Brunswick County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 28465$442
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-24Price change$989,000
2026-01-20Price change$995,000
2025-11-24Price change$998,500
2022-01-18Pending sale$648,233
2022-01-18Listed for sale$648,233
2021-08-13Sold$648,233
2021-03-22Sold$82,000

For Sale by Agent

AgentDanielle M Stewart
BrokerageCentury 21 Collective

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