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56202 White Pine Cir, Park Rapids, MN, 56470

1beds
1baths
616sqft
$249,900
$406price/sqft
$1,718/moest. monthly cost
$68,720/yrincome needed

About This Home

Two Inlets Lake - Pack your swimsuit and fishing pole and sit back and relax! Year-round one bedroom cabin located within the Two Inlets Estates. The work of mowing, dock installation and snow plowing is done for you. Extra amenities, besides the beach and docking system, include extra storage, boat storage, fish cleaning, coin-operated laundry, a recreation building, a volleyball court and a basketball hoop. Cabin is partially furnished with a wood-burning free-standing stove and a lakeside deck. You would also be minutes from the Two Inlets State Forest and many designated recreational trails. Don't miss out and book your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Common Area,Coin-op Laundry Owned

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom

  • Level: Main
  • Area: 144.375
  • Dimensions: 11'3" x 12'10"

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 850
  • Dimensions: 12'6" x 6"8"

Features

  • Number of fireplaces: 1
  • Fireplace features: Free Standing,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1
  • Finished area above ground: 616

Heating & Cooling

  • Heating features: Baseboard,Ductless Mini-Split,Fireplace(s)
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 616
  • Total interior livable area: 616 sqft

Kitchen

  • Level: Main
  • Area: 92.0833
  • Dimensions: 7'1" x 13'"

Living Room

  • Level: Main
  • Area: 120.8472
  • Dimensions: 12'10" x 9'5"

Property

Accessibility

  • Accessibility features: No Stairs Internal

Details

  • Parcel number: 340203601
  • Zoning description: Residential-Single Family
  • Foundation area: 616

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(0-4),Lake Bottom(Sand,Undeveloped)

Lot

  • Lot size: 1,306 sqft
  • Features: Accessible Shoreline,Tree Coverage - Medium
  • Lot size dimensions: 24 x 49 x 26 x 48 + 18 x 26

Parking

  • Parking features: Gravel,Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Drought
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Becker County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$144$1,728
Property Taxes $141$1,692
Electricity $170$2,050
Total$1,718$20,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,902/yr
40% on housing$51,540/yr
45% on housing$45,813/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$406This listing

vs Other Active Listings

Avg $/sqft

ZIP 56470$244
Becker County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 56470
Becker County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$259,900

For Sale by Agent

AgentBetty Eischens
BrokerageAffinity Real Estate Inc.

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