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3725 172nd Street, Wellborn, FL, 32094

5beds
3baths
3,244sqft
$999,900
$308price/sqft
$7,077/moest. monthly cost
$283,080/yrincome needed

About This Home

Exceptional turnkey farm on 20 improved acres in Wellborn, FL, designed for sustainable living and opportunity. This custom Hardie board home offers 2,600+ sq ft with 5 bedrooms, 3 baths, an open layout, chef's kitchen, quartz/dolomite counters, custom cabinetry, premium appliances, spacious island, luxury vinyl floors, spray foam insulation, tankless propane water heater, filtration, and Generac backup power. Enjoy peaceful pasture views from the front and screened porches. Fully fenced and cross-fenced into four irrigated paddocks, the property includes a barn with electric/water, six 12x12 stalls, tack room, feed room, wash area, deep well, septic, oversized 3-car garage, 2 gated entrances, fiber internet, orchards, blueberries, garden beds, vineyard potential, and livestock setup.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Branford Elementary SchoolGrades PK-513.7 mi
4/10
Branford High SchoolGrades 6-1213.9 mi
2/10
Suwannee Elementary SchoolGrades PK-513.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Roof: Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Gas Cooktop,Ice Maker,Microwave,Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Features

  • Built-in Features,Bathtub,Dual Sinks,Kitchen Island,Soaking Tub,Separate Shower
  • Door features: French Doors
  • Flooring: Vinyl,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 4,510
  • Total interior livable area: 3,244 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1604s15e00830002000
  • Zoning: A-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Garden

Lot

  • Lot size: 1.30 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Suwannee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$590$7,080
Property Taxes $1,105$13,260
Electricity $326$3,917
Total$7,077$84,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$242,640/yr
40% on housing$212,310/yr
45% on housing$188,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 32094$125
Suwannee County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 32094
Suwannee County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$1,249,900
2026-02-01Listing removed$1,295,000
2025-08-10Listed for sale$1,295,000
2025-08-08Contingent$1,295,000
2025-02-10Listed for sale$1,295,000
2007-05-21Sold$210,000
2006-02-17Sold$20,000

For Sale by Agent

AgentElizabeth Pepine
BrokeragePepine Realty

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