




500 S Grand Ave, Cowden, IL, 62422
About This Home
?? $215,000 – Fully Remodeled on 1.24 Acres in Cowden, IL ?? Completely gutted down to the studs and rebuilt in 2022—this home is basically brand new! Featuring 4 bedrooms and 2 bathrooms, this home sits on 1.24 acres and is move-in ready! ?? All new electrical, plumbing, HVAC, roof, windows ?? New drywall, insulation, flooring, and fixtures ?? Fully updated kitchen & bathrooms ?? New siding, stonework, and exterior updates ?? Full basement with plenty of storage space And more!! You get the charm of an older home with the peace of mind of new construction—no major updates needed! ?? Detached 2-car garage with new siding, added insulation, and electric heat—perfect for year-round use. ?? Convenient location in Cowden, IL, close to everything you need. Message me for more details or to schedule a showing!
Getting Around
Schools
Construction
Condition
- Year built: 1910
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Flooring: Carpet,Hardwood
Interior Area
- Total interior livable area: 1,165 sqft
Property
Details
- Parcel number: 05241000100019
Lot
- Lot size: 1 Acres
Parking
- Parking features: Garage - Detached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Drought
- Strong Wind
- Winter Weather
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $190 | $2,280 |
| Property Taxes | $240 | $2,880 |
| Electricity | $130 | $1,569 |
| Total | $1,647 | $19,764 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-25 | Listed for sale | $215,000 |
