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7316 Caladium Dr, Temple, TX, 76502

3beds
2baths
2,141sqft
$329,000
$154price/sqft
$2,380/moest. monthly cost
$95,200/yrincome needed

About This Home

SELLER OFFERING A 2/1 BUY DOWN WITH FULL PRICE OFFER USING OUR PREFERRED LENDER. SAVE OVER $400 A MONTH ON YOUR MORTGAGE PAYMENT!! Beautifully taken care of, previous model home on a corner lot!! All the upgrades you could want are in this spacious home. Better than new! Enjoy solar panels, surround sound speakers, whole house surge protection, beautiful vinyl floors throughout, heated/cooled garage and covered patio. The spacious open plan living is crowned with a stunning kitchen, large pantry, large island and beautiful granite counters. In your private primary bedroom, you have a wall of windows, walk in closets and amazing spa like bathroom with double vanities and separate garden tub. Outside the covered patio is shaded in the afternoon for your enjoyment! All this for less than new! Don't miss out on this one. Ask us for the 3D walk thru video

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
8/10
7/10
Lake Belton High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down,Tray Ceiling(s),Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Primary Downstairs,Main Level Primary,Open Floorplan,Recessed Lighting,Split Bedrooms,See Remarks,Separate Shower,Walk-In Closet(s),Wired for Sound,Breakfast Area,Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry,Walk-In Pantry
  • Flooring: Vinyl
  • Fireplace features: None
  • Attic: Other,See Remarks

Heating & Cooling

  • Heating features: Solar
  • Cooling features: 1 Unit

Interior Area

  • Total interior livable area: 2,141 sqft

Property

Details

  • Parcel number: 490943

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community,None
  • Patio & porch: Covered,Patio
  • Exterior features: Covered Patio
  • Fencing: Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 7,710 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$212$2,544
Property Taxes $267$3,204
Electricity $238$2,859
Total$2,380$28,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,600/yr
40% on housing$71,400/yr
45% on housing$63,466/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 76502$142
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76502$159
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$335,000
2026-06-09Price change$329,000
2026-06-04Price change$339,000
2026-05-21Listed for sale$349,900
2026-01-05Listing removed$375,000
2025-12-15Listed for sale$375,000
2025-11-24Listing removed$375,000
2025-10-21Listed for sale$375,000
2021-08-03Sold--
2021-07-14Pending sale$264,900
2021-07-09Listed for sale$264,900

For Sale by Agent

AgentRenee E. Fox
BrokerageFox Realty

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