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1112 Monte Verde Dr, Temple, TX, 76504

4beds
2baths
1,586sqft
$247,500
$156price/sqft
$1,919/moest. monthly cost
$76,760/yrincome needed

About This Home

Experience the harmony of modern elegance at 1112 Monte Verde, a stunning single-owner property in Temple, TX. Masterfully built by KCE Homes, this 4-bedroom, 2-bathroom residence offers 1,586 square feet of polished living space highlighted by modern updates and sophisticated ceramic tile flooring throughout the main areas. The open and airy layout is designed for both style and durability, providing a seamless flow for daily living and entertaining. The home sits on a premium lot that backs directly to a lush greenbelt, providing ultimate privacy with no rear neighbors. Enjoy the convenience of a location that puts everything you need within reach; you are just minutes away from medical facilities like Baylor Scott & White, popular shopping destinations, and local favorites for food & drink. For outdoor enthusiasts, the proximity to West Temple Community Park and Belton Lake offers endless recreation. Perfectly positioned for easy commuting to major metropolitans North or South and daily errands, this move-in-ready gem offers the quiet retreat you’ve been searching for without sacrificing city convenience. Schedule your private showing today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
Temple High SchoolGrades 8-121.4 mi
5/10
Lamar Middle SchoolGrades 6-82.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type,Masonry

Other

  • Builder name: KCE Homes LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Water Heater,Some Electric Appliances,Microwave,Range
  • Laundry features: Laundry in Utility Room,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Double Vanity,Open Floorplan,Pull Down Attic Stairs,Stone Counters,Shower Only,Separate Shower,Tub Shower,Kitchen Island,Kitchen/Family Room Combo,Kitchen/Dining Combo
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: None
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total interior livable area: 1,586 sqft

Property

Details

  • Parcel number: 496460

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Covered Patio
  • Spa features: None
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 6,538 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Lightning
Winter Weather
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,251$15,012
Home Insurance *$230$2,760
Property Taxes $200$2,400
Electricity $238$2,859
Total$1,919$23,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,794/yr
40% on housing$57,570/yr
45% on housing$51,173/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 76504$96
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76504$130
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$247,500
2021-10-29Sold--
2021-03-27Pending sale$217,200
2021-03-25Listed for sale$217,200

For Sale by Agent

AgentChristophe Blanc
BrokeragePine & Beckett, Realtors

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