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40 Lighthouse Rd #2-203, Lake Ozark, MO, 65049

2beds
2baths
750sqft
$230,000
$307price/sqft
$1,707/moest. monthly cost
$68,280/yrincome needed

About This Home

Sunrise Suite at Lighthouse Landing is a successful, income-producing vacation rental located at the 1 Mile Marker of Lake of the Ozarks. This waterfront 2-bedroom, 2-bath condo offers strong rental history and an unbeatable location just minutes from the Bagnell Dam Strip, Osage Beach, lakefront restaurants, and boat rentals. The open-concept layout features a kitchen with stainless steel appliances, dining area for four, and a spacious living room with electric fireplace and lake views. Both bedrooms offer king-sized beds, including a lakeview primary suite with private bath. A second full bath provides added convenience for guests. Enjoy the screened-in waterfront balcony with ample seating, perfect for relaxing after a day on the water. The complex includes a community pool and swim dock, and this unit comes with a 12x28 boat slip. Ideal as a personal lake retreat or turnkey investment property in a high-demand area.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Osage Middle SchoolGrades 6-85.6 mi
7/10
Osage High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1996

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Furnished,Cable TV,Walk-In Closet(s),Window Treatments
  • Window features: Window Treatments
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 750
  • Total interior livable area: 750 sqft

Property

Details

  • Parcel number: 136013004007001030
  • Exclusions: Personal Items

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Covered,Deck,Screened
  • Exterior features: Boat Ramp,Concrete Driveway,Deck,Tennis Court(s)
  • On waterfront: Yes
  • Waterfront features: Cove,Boat Ramp/Lift Access,Lake Front

Lot

  • Features: Lake Front

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$298$3,576
Property Taxes $105$1,260
Electricity $141$1,693
Total$1,707$20,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,525/yr
40% on housing$51,210/yr
45% on housing$45,520/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$205
Miller County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Miller County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$245,000
2026-02-16Listed for sale$275,000
2023-09-22Sold--
2023-08-20Pending sale$245,000
2023-08-19Listed for sale$245,000
2022-10-20Sold--
2022-09-24Contingent$225,000
2022-09-22Price change$225,000
2022-07-26Price change$234,000
2022-06-04Price change$239,900
2022-05-17Price change$249,900
2022-05-03Listed for sale$259,900

For Sale by Agent

AgentWHITNEY WHITCHER
BrokerageShores Vacation Rentals & Realty

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