40 Lighthouse Rd #4-203, Lake Ozark, MO, 65049
About This Home
Completely renovated and move-in ready, this beautiful 2 bed, 2 bath Lake of the Ozarks condo offers comfort, convenience, and investment potential all in one! Located in a centrally situated community just 5 minutes from the Strip, this unit features all new appliances, flooring, fixtures, kitchen items, and furniture. The condo includes 3 beds total (King, Queen, and Full) and is a rare find with only 7 stairs to the unit. Enjoy excellent community amenities including a heated/chilled pool (May-October), swim dock, 2 pet area locations, and an included 12x32 boat slip. Currently operated as a rental for family, friends, and community members, this property offers the opportunity to continue rentals for immediate income or enjoy it as your own fully updated lake getaway. A turn-key property in a prime location with everything you need to start enjoying lake life right away!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1999
Notable Dates
- Major remodel year: 2025
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Oven,Plumbed For Ice Maker,Range,Refrigerator,Stove,Washer/Dryer,Washer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Furnished,Fireplace,Pantry,Cable TV,Walk-In Closet(s),Window Treatments
- Window features: Window Treatments
- Flooring: Luxury Vinyl Plank
- Number of fireplaces: 1
- Fireplace features: Electric,One
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 900
- Total interior livable area: 900 sqft
Property
Details
- Parcel number: 136013004007001076
- Exclusions: All Thankful Signs,couple personal decor items.
Features
- Levels: One
- Pool features: Community
- Patio & porch: Covered,Patio,Porch,Screened
- Exterior features: Blacktop Driveway,Covered Patio,Enclosed Porch,Sprinkler/Irrigation
- On waterfront: Yes
- Waterfront features: Cove,Lake Front
Lot
- Features: Lake Front,Sprinklers Automatic
Parking
- Parking features: No Garage,Open,Parking Available
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Ice Storm
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Landslide
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,337 | $16,044 |
| Home Insurance * | $343 | $4,116 |
| Property Taxes | $121 | $1,452 |
| Electricity | $141 | $1,693 |
| Total | $1,942 | $23,304 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Price change | $274,500 |
| 2026-03-10 | Listed for sale | $279,000 |
| 2023-06-01 | Sold | -- |
| 2023-05-18 | Contingent | $259,900 |
| 2023-04-29 | Listed for sale | $259,900 |
| 2022-08-10 | Listing removed | -- |
| 2022-07-27 | Contingent | $249,000 |
| 2022-07-02 | Price change | $249,000 |
| 2022-06-02 | Listed for sale | $259,000 |
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