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53 Windermere Ln, Morgantown, WV, 26508

5beds
4baths
3,661sqft
$659,900
$180price/sqft
$4,461/moest. monthly cost
$178,440/yrincome needed

About This Home

This stunning Cheat Lake residence offers a generously sized kitchen, perfect for hosting both large gatherings and intimate meals. It features a gas range, an additional wall oven and a reverse osmosis water filtration system for both the kitchen and refrigerator ice maker. The main floor includes a bedroom with a full bath and a dedicated office, which can be easily privatized with French doors. On the upper level, you will find four spacious bedrooms, including a luxurious primary suite with a large closet, dual shower heads and an expansive vanity. A second-floor laundry room adds convenience. Residents can unwind on the covered deck or enjoy the community pool for swimming and sunbathing. Schedule a visit today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
9/10
9/10
University High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle,Metal
  • Construction materials: Frame,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Wall Oven,Microwave,Dishwasher,Disposal,Refrigerator,Humidifier,Gas Stove Connection
  • Laundry features: Washer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Interior Entry

Bedroom2

  • Features: Ceiling Fan(s)
  • Level: Second
  • Area: 156

Bedroom3

  • Features: Ceiling Fan(s)
  • Level: Second
  • Area: 132

Bedroom4

  • Features: Ceiling Fan(s)
  • Level: Second
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Balcony/Deck,Luxury Vinyl Plank
  • Level: First
  • Area: 170

Features

  • High Speed Internet
  • Flooring: Carpet,Tile,Luxury Vinyl Plank
  • Fireplace features: None
  • Attic: Interior Access Only
  • Finished area below ground: 907
  • Finished area above ground: 2,754

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,968
  • Total interior livable area: 3,661 sqft

Kitchen

  • Features: Luxury Vinyl Plank
  • Level: First
  • Area: 171

Living Room

  • Features: Luxury Vinyl Plank
  • Level: First

Master Bedroom

  • Level: Second
  • Area: 266

Office

  • Level: First
  • Area: 121

Property

Details

  • Parcel number: 5406131188L0005.0000
  • Zoning description: General Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Deck
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 10,454 sqft
  • Features: Level
  • Lot size dimensions: Irreg

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,3+ Cars
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,336$40,032
Home Insurance *$221$2,652
Property Taxes $525$6,300
Electricity $379$4,551
Total$4,461$53,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,948/yr
40% on housing$133,830/yr
45% on housing$118,960/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 26508$190
Monongalia County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 26508$170
Monongalia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$659,900
2026-05-28Listed for sale$675,000
2024-07-19Sold$636,000
2024-06-24Contingent$599,000
2024-06-20Listed for sale$599,000
2021-05-17Sold$512,755
2020-12-23Sold$82,400

For Sale by Agent

AgentMATTHEW VEITH
BrokerageHOWARD HANNA PREMIER PROPERTIES BY BARBARA ALEXANDER, LLC

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