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107 Red Oak Ln, Morgantown, WV, 26501

5beds
5baths
3,645sqft
$495,000
$136price/sqft
$3,278/moest. monthly cost
$131,120/yrincome needed

About This Home

This townhome is the perfect combination of comfort and convenience. The community amenities are top tier, with a stylish clubhouse that can be rented for gatherings, a beautifully maintained playground with turf for the kids, a luxurious pool for relaxing, and a full gym to maintain your goals without leaving "home". The townhome itself is spacious, featuring 5 bedrooms. The kitchen has granite countertops and an open floor-plan, ideal for entertaining. The owners-suite is conveniently on the main level. This townhome is set apart from others like it, because the 3rd floor is a finished, miscellaneous space to design to your liking. It also has a bedroom space and a half bath on the third floor. Being close to the clubhouse makes it a breeze to enjoy all of the community perks, and the quiet, flat, dead-end street ensures peace and privacy. It's a perfect blend of relaxation, functionality, and location. To schedule a showing, contact Drew at (317)289-9931.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
6/10
Westwood Middle SchoolGrades 6-83.9 mi
9/10
University High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Crawl/Raised
  • Construction materials: masonry

Type & Style

  • Home type: Townhouse

Interior

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,645 sqft

Property

Details

  • Parcel number: 3119019A00130000

Features

  • Exterior features: Stone

Lot

  • Lot size: 3,049 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$214$2,568
Property Taxes $185$2,220
Electricity $377$4,531
Total$3,278$39,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,388/yr
40% on housing$98,340/yr
45% on housing$87,413/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 26501$122
Monongalia County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 26501$143
Monongalia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$495,000
2024-11-25Sold$450,000

For Sale by Owner

AgentProperty Owner

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