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557 3rd St, Rosiclare, IL, 62982

2beds
1baths
780sqft
$35,000
$45price/sqft
$539/moest. monthly cost
$21,560/yrincome needed

About This Home

Charming 2 bedroom 1 bath home in Rosiclare! This home is walking distance to the City Park, River, Boat Ramp and Downtown!!! This property is Occupied: NO VIEWINGS of this property. Please DO NOT DISTURB the occupant. Any attempts to access the property or disturbance of the occupant may be considered trespassing. Price is reflective of occupancy. "As is" cash only sale with no physical access, including no contingencies or inspections. Buyer assumes all responsibility and liability for any occupancy, and assumes all responsibility, liability and cost of taking possession. All info estimated. Seller and listing broker have not be inside the home.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
5/10
6/10
Hardin County High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Other)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 780
  • Total interior livable area: 780 sqft

Kitchen

  • Features: Flooring (Other)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Living Room

  • Features: Flooring (Other)
  • Level: Main
  • Area: 176
  • Dimensions: 16X11

Master Bedroom

  • Features: Flooring (Other)
  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 103801010000
  • Special condition: In Foreclosure

Features

  • Stories: 1

Lot

  • Lot size: 7,200 sqft
  • Features: Level
  • Lot size dimensions: 60x120

Parking

  • Total spaces: 1
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Earthquake
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $176$2,112
Home Insurance *$209$2,508
Property Taxes $24$288
Electricity $130$1,569
Total$539$6,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,480/yr
40% on housing$16,170/yr
45% on housing$14,373/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -9.9%
-9.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$45This listing

vs Other Active Listings

Avg $/sqft

ZIP 62982$49
Hardin County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 62982
Hardin County$21

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-16Listed for sale$44,900
2023-03-20Sold$35,000
2023-02-21Contingent$45,000
2022-10-05Listed for sale$45,000

Unknown Listed By

AgentPaula Arpasi, GRI,SFR
BrokerageHomefinders Realty

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