




7 Legacy Dr, Owings Mills, MD, 21117
About This Home
Rare opportunity in sought-after Walnut Reserve! This like-new home showcases extensive builder upgrades paired with thoughtful custom enhancements throughout. Meticulously maintained and truly move-in ready, the spacious ranch-style Melody floor plan is designed for effortless living and entertaining. The main level features an expansive great room that flows seamlessly into a chef’s kitchen, complete with high-end finishes and access to an oversized sun deck—perfect for indoor-outdoor gatherings. The luxurious primary suite offers a generous walk-in closet and a private, spa-inspired bath. A separate wing provides two additional large bedrooms and a beautifully customized full bath, ideal for guests or family. An extra-wide oak staircase leads to a fully finished, expansive lower level designed for entertaining, featuring a stunning custom bar and wet bar. This level also includes two additional bedrooms and a dedicated gym or flex space, offering versatility for any lifestyle. Set within a dog-friendly community, residents enjoy convenient access to shopping, dining, and entertainment, along with easy commuting via I-795, I-695, and I-95. Walnut Reserve is also within walking distance of a resort-style community center offering family-friendly recreational amenities, a performing arts venue, and more.
Getting Around
Schools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Brick/Mortar
- Construction materials: Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 2335
Basement
- Has basement: Yes
- Basement: Full,Finished,Improved,Walk-Out Access,Windows
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 1,751
- Finished area above ground: 2,335
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Other,Electric
Interior Area
- Total structure area: 4,670
- Total interior livable area: 4,086 sqft
Property
Accessibility
- Accessibility features: Accessible Entrance
Details
- Parcel number: 04042500016955
- Zoning: OR-1
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 9,583 sqft
- Lot size dimensions: 0.00 x 0.00
Parking
- Total spaces: 2
- Parking features: Garage Faces Side,Storage,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Hurricane
- Inland Flooding
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,950 | $59,400 |
| Home Insurance * | $309 | $3,708 |
| Property Taxes | $1,097 | $13,164 |
| Electricity | $520 | $6,247 |
| Total | $6,876 | $82,512 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $995,000 |
| 2022-06-30 | Sold | $895,000 |
| 2022-06-08 | Pending sale | $900,000 |
For Sale by Agent
