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7 Legacy Dr, Owings Mills, MD, 21117

6beds
4baths
4,086sqft
$979,000
$240price/sqft
$6,876/moest. monthly cost
$275,040/yrincome needed

About This Home

Rare opportunity in sought-after Walnut Reserve! This like-new home showcases extensive builder upgrades paired with thoughtful custom enhancements throughout. Meticulously maintained and truly move-in ready, the spacious ranch-style Melody floor plan is designed for effortless living and entertaining. The main level features an expansive great room that flows seamlessly into a chef’s kitchen, complete with high-end finishes and access to an oversized sun deck—perfect for indoor-outdoor gatherings. The luxurious primary suite offers a generous walk-in closet and a private, spa-inspired bath. A separate wing provides two additional large bedrooms and a beautifully customized full bath, ideal for guests or family. An extra-wide oak staircase leads to a fully finished, expansive lower level designed for entertaining, featuring a stunning custom bar and wet bar. This level also includes two additional bedrooms and a dedicated gym or flex space, offering versatility for any lifestyle. Set within a dog-friendly community, residents enjoy convenient access to shopping, dining, and entertainment, along with easy commuting via I-795, I-695, and I-95. Walnut Reserve is also within walking distance of a resort-style community center offering family-friendly recreational amenities, a performing arts venue, and more.

Getting Around

12
WalkingCar-Dependent
0
TransitNo Nearby Transit
18
BikeSomewhat Bikeable

Schools

2/10
3/10
Franklin Middle SchoolGrades 6-83.4 mi
2/10
Owings Mills High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 2335

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Improved,Walk-Out Access,Windows

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,751
  • Finished area above ground: 2,335

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 4,670
  • Total interior livable area: 4,086 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 04042500016955
  • Zoning: OR-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Storage,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Hurricane
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,950$59,400
Home Insurance *$309$3,708
Property Taxes $1,097$13,164
Electricity $520$6,247
Total$6,876$82,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$235,748/yr
40% on housing$206,280/yr
45% on housing$183,360/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 21117$203
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21117$206
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$995,000
2022-06-30Sold$895,000
2022-06-08Pending sale$900,000

For Sale by Agent

AgentDominique D'Amico Drummond
BrokerageMonument Sotheby's International Realty

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