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2982 Brubeck Ter, Ijamsville, MD, 21754

6beds
7baths
6,509sqft
$1,395,000
$214price/sqft
$9,681/moest. monthly cost
$387,240/yrincome needed

About This Home

Spacious and gracious best describe this stunning, custom‑built home completed in 2023, offering 6 bedrooms and 6.5 baths and designed with both everyday living and entertaining in mind. Set on a private 1.39‑acre lot, the home features hardwood flooring throughout the main and upper levels, formal living and dining rooms, and a gourmet kitchen with quartz countertops, stainless steel appliances, and a pantry. The main level includes a generously sized bedroom with an attached full bath, along with a separate powder room. Sliding doors from the dining area lead to a screened porch and deck—perfect for relaxing or spending time with family. Upstairs, you’ll find four spacious bedrooms, each with its own full bath. The fully finished lower level offers a large bedroom, full bath, carpeting, and a walk‑up exit. Enjoy the expansive and private backyard, along with an attached two‑car garage and a long driveway providing ample parking. The property is served by a private well and septic system.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
8/10
9/10
Urbana High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Cooktop,Washer,Exhaust Fan,Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: Dryer In Unit,Has Laundry,Washer In Unit

Basement

  • Area: 2175

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Finished area below ground: 1,750
  • Finished area above ground: 4,759

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 6,934
  • Total interior livable area: 6,509 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1109603464
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 1.39 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$347$4,164
Property Taxes $1,452$17,424
Electricity $829$9,951
Total$9,681$116,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$331,920/yr
40% on housing$290,430/yr
45% on housing$258,160/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 21754$243
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21754$201
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$1,495,000
2026-04-23Listed for sale$1,550,000
2022-11-17Sold$1,310,105
2022-06-28Sold$293,212

For Sale by Agent

AgentJoe Hawkins
BrokerageHawkins Real Estate Company

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