14801 Twilight Rd, Onamia, MN, 56359
About This Home
Welcome to the shores of beautiful Mille Lacs Lake! This cozy 2-bedroom, 1-bath cabin sits on a full acre, giving you plenty of room to breathe, play, and maybe even expand down the road. New Sauna built in the backyard shed! Mille Lacs is known for its incredible fishing and unbeatable views—and this spot doesn’t disappoint. Yes, there’s a quiet road between the cabin and the lake, but traffic is almost nonexistent. The lakefront is gorgeous with a nice hard-sand bottom. And yes, the dock stays! Whether you’re looking for a weekend getaway or your own up-north escape, this cabin is ready for new memories on Mille Lacs.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Roof: Age Over 8 Years,Metal
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 854
Heating & Cooling
- Heating features: Baseboard,Forced Air,Fireplace(s)
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 854
- Total interior livable area: 854 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 092150050
- Zoning description: Residential-Single Family
- Foundation area: 699
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Composite Decking,Deck
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(15-26),Lake Bottom(Hard,Sand)
Lot
- Lot size: 0.98 Acres
- Lot size dimensions: 110 x 421 x 100 x 436
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Mille Lacs County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $218 | $2,616 |
| Property Taxes | $189 | $2,268 |
| Electricity | $170 | $2,050 |
| Total | $1,992 | $23,904 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $314,900 |
| 2026-04-27 | Listed for sale | $325,000 |
| 2026-03-10 | Listing removed | $325,000 |
| 2025-10-20 | Price change | $325,000 |
| 2025-10-10 | Listed for sale | $339,900 |
| 2024-06-14 | Sold | $305,000 |
| 2024-05-22 | Pending sale | $310,000 |
| 2024-05-10 | Listed for sale | $310,000 |
| 2023-09-18 | Listing removed | -- |
| 2023-08-14 | Price change | $324,900 |
| 2023-07-28 | Listed for sale | $339,900 |
| 2018-10-02 | Sold | $147,500 |
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