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2305 N 9th St, Garden City, KS, 67846

4beds
3baths
1,233sqft
$347,900
$282price/sqft
$2,700/moest. monthly cost
$108,000/yrincome needed

About This Home

Why wait to build when you can own this newer beauty today?!!! This stunning 4 bed, 3 bath, & a full basement stucco home offers an open floor plan with soaring cathedral ceilings, beautiful granite countertops, and timeless neutral finishes throughout. Enjoy a spacious 2-car garage, extended driveway, and a private covered concrete patio perfect for relaxing or entertaining! Conveniently located near an elementary school, a neighborhood park, and Walmart Neighborhood Market, this move-in-ready home is the perfect opportunity for first-time buyers or anyone looking for modern comfort without the wait. Schedule your showing today!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

4/10
Abe Hubert Middle SchoolGrades 7-80.8 mi
4/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter,Permanent
  • Roof: Composition
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Exhaust Fan,Disposal,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Sump Pump

Bedroom

  • Level: Basement

Bedroom

  • Level: Main

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Flooring: Carpet,Ceramic Tile
  • Finished area below ground: 1,233
  • Finished area above ground: 1,233

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,233 sqft

Laundry

  • Level: Basement

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Basement

Property

Details

  • Parcel number: 2730702004005050
  • Zoning description: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Fenced,Wood

Lot

  • Lot size: 8,276 sqft
  • Features: Sprinklers In Rear,Sprinklers In Front

Parking

  • Total spaces: 6
  • Parking features: Additional Parking,Garage,Garage Door Opener,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Ice Storm
Drought
Inland Flooding

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,759$21,108
Home Insurance *$386$4,632
Property Taxes $394$4,728
Electricity $161$1,935
Total$2,700$32,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,571/yr
40% on housing$81,000/yr
45% on housing$72,000/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 67846$150
Finney County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 67846$207
Finney County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$347,900

For Sale by Agent

AgentCarmen Guzman
BrokerageHome Town Real Estate P.A.

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