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38768 Maple Ct, North Branch, MN, 55056

2beds
2baths
1,244sqft
$307,000
$247price/sqft
$2,154/moest. monthly cost
$86,160/yrincome needed

About This Home

Fabulous one level living with multiple upgrades you will enjoy! Spacious living room with vaulted ceilings, fireplace, tons of natural light and open concept into the kitchen! SS appliances, granite counters, gas range. Premium patio door with shades built into the glass! Peaceful patio overlooking green space/pines. Birds, turkey and deer are commonly seen. In-floor heating throughout! Spacious primary with walk-in closet and nice 3/4 bath. Additional spacious bedroom and full guest bath! Easy living with low HOA fee of $125/mo. covers lawn care, irrigation, snow removal and sanitation. Kwik Trip is a block away for convenience! Close to downtown North Branch with shops, cafes, restaurants, pizza, etc. Move in and enjoy your new home!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
5/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Main
  • Area: 174
  • Dimensions: 14.5x12

Bedroom2

  • Level: Main
  • Area: 131.25
  • Dimensions: 12.5x10.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,244

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,244
  • Total interior livable area: 1,244 sqft

Kitchen

  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Living Room

  • Level: Main
  • Area: 300
  • Dimensions: 20x15

Property

Accessibility

  • Accessibility features: No Stairs External,No Stairs Internal

Details

  • Parcel number: 110042247
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1244

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 4,007 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 46 x 1205

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters in Chisago County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,552$18,624
Home Insurance *$195$2,340
Property Taxes $237$2,844
Electricity $170$2,050
Total$2,154$25,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,851/yr
40% on housing$64,620/yr
45% on housing$57,440/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 55056$174
Chisago County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 55056$197
Chisago County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$307,000
2025-10-03Listing removed$309,900
2025-09-12Listed for sale$309,900
2022-07-18Sold$287,500
2022-04-15Pending sale$285,000
2022-03-12Listed for sale$285,000

For Sale by Agent

AgentJon Hedberg
BrokerageEdina Realty, Inc.

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